I have seen shops where the guidelines say that you have to return, that you can't return, and that you can choose. They are all different. Usually on the ones where I get to choose, I will just get a cheaper item that I can use so I don't waste time returning the item and so I stay more incognito. Like in the teenage clothing stores, I will usually get a tank top for myself (to wear under workshirts when they are a little too short) or a tshirt for my son. Sometimes, I actually will spend the entire fee in the store or even a little more and put the item up for a gift.
Shopping across Indiana but mostly around Indianapolis.