plus if you have too many overdrafts you will get reported
to chexsystems, which is the credit bureau of banks. One most
people don't even know about. Everyone checks their reports
from the other 3(equifax, transunion, experian), but few know to also check this one too
to make sure it contains no errors.
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There are no stupid questions, but there are a lot of inquisitive idiots
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When you try to please everybody, you end up pleasing nobody