cell phone purchase and return shops

Has anyone done one of these? It is for a major carrier and apparently you sign a lease contract and then cancel. Any problems experienced with this? Thank you for any information.

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I said "Hell to the no" to that one and hit delete. I'm not interested in getting my credit pulled.
I'd probably be willing to do that if the fee was $150.

Time to build a bigger bridge.
I did 10 of those type shops and made a route out of it, but it was for a prepay phone.
No credit pull and no contract. Just lots of money out of pocket till I did the returns.

If you have to take a credit hit and sign a 2 year contract in your name, then it's legally binding.

If the MSC falls down on you, your legally bound to the contract. I'd have to pass on this one.
I saw them, too, and they were asking for folks with credit scores of 720 or higher. My credit score is 713 so I would not be able to qualify anyway.
Given how busy that electronic store can get. I would not go there to get the phone, go back to return and take a credit hit for that fee. I agree it needs to be $150.

Not my circus - Not my monkeys @(*.*)@

~Polish Proverb~
Your credit will take a hit on this shop. You have to decide if that is worth the $50 to you. For me it is not.
@scanman1 wrote:

I did 10 of those type shops and made a route out of it, but it was for a prepay phone.
No credit pull and no contract. Just lots of money out of pocket till I did the returns.

If you have to take a credit hit and sign a 2 year contract in your name, then it's legally binding.

If the MSC falls down on you, your legally bound to the contract. I'd have to pass on this one.

If it's one of these where I can just put down a deposit with the hard credit inquiry, I'd actually take on these shops for what they're paying.

But the one OP is talking about? Pass......

Shopping the Greater Denver Area, Colorado Springs and in-between in Colorado. 33 year old male and willing to travel!
I politely inquired about potential for a bonus to take a few of these off their hands. The answer was no.
The one I have received emails about requires a 720 minimum FICO score and there is a hard credit hit. They now also offer up to $35 as a restocking fee. I am not going anywhere near this one.

Shopping Southeast Pennsylvania, Delaware above the canal, and South Jersey since 2008
FYI. It didn't hurt, so I asked if there was anything they would do with the hard credit inquiry. The response from the scheduler was that there was not anything they could to to remover this from the shopper's credit history, even after completing a successful shop.

Shopping the Greater Denver Area, Colorado Springs and in-between in Colorado. 33 year old male and willing to travel!
My guess is it's a competitor shop if they can't do anything about the credit hit.
Find it odd that so many people are shopping for a house or car.

There are reasons that a body stays in motion
At the moment only demons come to mind
Once the credit check is done, it is done. It is part of your credit history. It doesn't matter if it is a competitor shop or not. A credit check was run as part of the process of buying a phone and getting a contract. The return of the phone and cancellation of the contract has nothing at all to do with the fact that the credit check was done. They could run the credit check, and then you could decide not to continue the process of signing a contract (not as part of this mystery shop, but in general), and the credit check would remain on your credit history with the reporting agencies.

Shopping Southeast Pennsylvania, Delaware above the canal, and South Jersey since 2008
If it was a client shop the client could remove the credit inquiry after the shop was reported. That they are unwilling to do this tells me it is likely, although not positively, a competitor shop. Like any other item reported to a credit agency credit inquiries are also able to be removed by the reporting company. Also they are requiring someone with a 720 or higher score. 720 and above is the highest tier, as in you won't get a better interest rate if you have a 800 instead of a 790. Anything above 720 is the same as any other number above 720 for scoring purposes. A credit inquiry is likely to move your credit score less than 10 points, meaning unless you are below 730 and unless you are planning to purchase a house or car it will have no affect on your every day life. I seriously don't understand why people make such a huge deal over it.

There are reasons that a body stays in motion
At the moment only demons come to mind
@bgriffin wrote:

If it was a client shop the client could remove the credit inquiry after the shop was reported. That they are unwilling to do this tells me it is likely, although not positively, a competitor shop. Like any other item reported to a credit agency credit inquiries are also able to be removed by the reporting company. Also they are requiring someone with a 720 or higher score. 720 and above is the highest tier, as in you won't get a better interest rate if you have a 800 instead of a 790. Anything above 720 is the same as any other number above 720 for scoring purposes. A credit inquiry is likely to move your credit score less than 10 points, meaning unless you are below 730 and unless you are planning to purchase a house or car it will have no affect on your every day life. I seriously don't understand why people make such a huge deal over it.

The MSC Representative I communicated with referred to this company as a client.

Shopping the Greater Denver Area, Colorado Springs and in-between in Colorado. 33 year old male and willing to travel!
Interesting. They must not want to deal with the removal then.

There are reasons that a body stays in motion
At the moment only demons come to mind
When they had these last year (but didnt actually require you to get the phone)
They removed the first credit hit but not additional ones if you did multiple shops.

Regardless still not worth the enormous hassle for 50 bucks. Even better, they
tell you that you can shop the same location every 90 days. You think a cell phone
store where you go through this wont remember you 3 months later?

= + = + = + = + = + = + = + = + = + = + = +
There are no stupid questions, but there are a lot of inquisitive idiots
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When you try to please everybody, you end up pleasing nobody
I'll start doing the these shops when the pay goes up for Franchise Compliance's carpet cleaning shops.
Hi guys,

I have a question that I am hoping some can help me with. A few years ago I worked for a shopping company, but it was different than most. I was given a list of jobs to do; some where to sign up for things, some where to inquire about things, some where to make phone calls. But the bottom line is that I had a list of things to do and at the end of that list, once completed, I was paid a specific amount of money (I think it was like $50). I had a time limit to get these jobs done. Does this sound familiar to anyone? It was unlike any other shopper job I had done in the past. I cannot for the life of me remember the name of the company and want to do it again. If anyone has any information and/or suggestions that would be greatly appreciated.

Thanks

Stacy
My concern wouldn't be the credit hit, for reasons bgriffin already stated.
What keeps me from doing these are the signing of a contract. If I returned the phone and cancelled the contract, wouldn't I have to pay a termination fee? They don't state they will reimburse for that, only a restocking fee for the phone.
@N-TownShopper wrote:

My concern wouldn't be the credit hit, for reasons bgriffin already stated.
What keeps me from doing these are the signing of a contract. If I returned the phone and cancelled the contract, wouldn't I have to pay a termination fee? They don't state they will reimburse for that, only a restocking fee for the phone.

Me too. When these were first offered they didn't even list the $35 restocking fee which leads me to believe that somebody somewhere encountered one. I would do the shop if they could guarantee the outcome.
It's the signed contract that would bother me.

There are reasons that a body stays in motion
At the moment only demons come to mind
@pony123lucy: agreed. They really need to clarify what will happen after termination and how they or the client will handle it if we get charged fees.
Doesn't just about every company that has a 2 year contract also have a return period in which you can cancel without the early termination fee? Or is that no longer true?

Seems to me that when I did multiple phone mystery shops 10 years ago when I was actually looking for a cell phone company, I was told I would have 7 days, 15 days, or even 30 days to return the phone and cancel the contract, paying only for the actual phone usage.

In fact, one sales agent for a competitive company told me I should get Verizon. He said I wouldn't be happy with his company's service as they just didn't have good network coverage for where I traveled, and he wanted to save me the trouble of buying and returning the phone. I really appreciated his honesty!
I value my excellet credit rating and choose to use it when needed for my true life living experience, which is a priority. I worked hard for it.

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