I stopped shopping for BM because they docked me 3.00 if my report was not turned in by 10am CST. That would be 8am Pacific Time and if I was just getting home after 10pm from dinner, I did not think that was reasonable. They refused to budge so I said " No Thanks". I did a couple of "Italian restaurant" meals that did not even cover the full amount I spent. I used my own coupon once to cover my overage and they gave me a hard time about that too.