My SSN confession and a question
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No idea on the answer to your question, but I'm with you on changing the name on SS#. I didn't change mine when I got married because, like you, it didn't seem to matter. I always used my married name and my same SS# (which was still in my maiden name). It didn't cause me any problems and, although my SS statements were in my maiden name, my married name earnings were included. After 25 years of marriage, my husband died and when I filed my next tax return - with my name and SS# in the primary position - I got a letter from IRS that I needed to change my name on my SS#.
Wow I thought I was the only one
When I got married (and subsequently divorced) the IRS questioned it once and suggested filing with it hyphenated. After about 10 years it became just my married name and still no issues. After changing jobs in 2004 the new employer was verifying with Social Security and it came back as an issue. The documentation I had to track down was a bit crazy, but I lucked out on my visit to the office. Since my company was closed for Good Friday I went over there and found the office empty with lots of bored employees. The woman who helped me said that people always assume they are closed too. It took about 15 minutes to straighten it all out. I also asked her why it hadn't come to light with my tax returns and she said, you guessed it, the right hand doesn't know what the left is doing.
When I got married (and subsequently divorced) the IRS questioned it once and suggested filing with it hyphenated. After about 10 years it became just my married name and still no issues. After changing jobs in 2004 the new employer was verifying with Social Security and it came back as an issue. The documentation I had to track down was a bit crazy, but I lucked out on my visit to the office. Since my company was closed for Good Friday I went over there and found the office empty with lots of bored employees. The woman who helped me said that people always assume they are closed too. It took about 15 minutes to straighten it all out. I also asked her why it hadn't come to light with my tax returns and she said, you guessed it, the right hand doesn't know what the left is doing.Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
Nope, you're not the only one, LisaSTL! When I told them that I had been married for 32 years, the clerk said, "You're only 20 years shy of the record!" I laughed at that.
Have either of you had any troubles with the MSC's that require your SSN, and that the name on that account doesn't match the name you use and would like your checks made out to? I was always running into trouble with them saying they could not verify the information, but fortunately I'd still get paid. That's what mattered most, of course! :-)
Have either of you had any troubles with the MSC's that require your SSN, and that the name on that account doesn't match the name you use and would like your checks made out to? I was always running into trouble with them saying they could not verify the information, but fortunately I'd still get paid. That's what mattered most, of course! :-)
Ironically enough, I started with Market Force (then Shop'n Chek) about the same time as the other corporation in 2004 and they never had an issue. My main employer didn't notify me of a problem until almost 3 months after my start date. I didn't start this as a full time endeavor until 2008.
Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
Me too. I'm on my second husband (I don't intend on anymore though), now almost 25 years. Love and adore him. Yup, maiden name legally and married name socially. My daughters are so worried I'll get screwed if he dies first. But we don't have much to screw with anyway.
Never a problem with MSP.s. I wasn't with very many companies when they switched to names being an issue so it wasn't hard to change a few companies. Now it's routine.
At first, the school where I substitute was concerned that they know me as one person but my checks are made out to someone else. But the right people (accounting) caught on quick enough. I have debit cards for two different banks and each have a different name. I've been accused of having identity issues. Oh well, I know who I am, even on a bad day. lol
Never a problem with MSP.s. I wasn't with very many companies when they switched to names being an issue so it wasn't hard to change a few companies. Now it's routine.
At first, the school where I substitute was concerned that they know me as one person but my checks are made out to someone else. But the right people (accounting) caught on quick enough. I have debit cards for two different banks and each have a different name. I've been accused of having identity issues. Oh well, I know who I am, even on a bad day. lol
Shopping far East West Texas since 2005
the irs does... every year.... its called the marriage tax credit... as to the annoyances... well thats the IRS middle name...
shopping north west PA and south west ny
Does our SSN matter if we make less then $600 a year for a MSC? Do the MSC's report what we make if it's under that amount? Just curious since some don't require it at all.
I suspect there are several reasons for a SSN. First and foremost, of course, is making sure that they report appropriately for paying an individual $600 or more. But just as important is to prevent multiple registrations by the same individual to avoid reaching $600 and/or to continue working with them once they have been terminated.
If I decided to be deceitful I could open a Paypal account as HollyGoLightly and a Paypal account as HereWeGo. Both accounts could send money to my Sam Smith account at the bank. I could just as easily sign up with a company from a HollyGoLightly@gmail.com account as I could from a HereWeGo@gmail.com account and in one case identify myself as a 60 year old female named Sandra and in the other case identify myself as a 65 year old female named Linda. This could allow me to defeat rotations as well as keep working after terminated in one identity. Once the money goes to PayPal, the MSP has no way of monitoring where it goes. By requiring and verifying a SSN, they will know that the number I gave them belongs to Sam Smith. I feel sure that these kinds of shenanigans are why ACE decided that they needed to run with PayQuicker where ultimately the bank is responsible for determining the identity of their account holders due to the Patriot Act. But should one wish to do so, that would be almost equally as easily defeated.
If I decided to be deceitful I could open a Paypal account as HollyGoLightly and a Paypal account as HereWeGo. Both accounts could send money to my Sam Smith account at the bank. I could just as easily sign up with a company from a HollyGoLightly@gmail.com account as I could from a HereWeGo@gmail.com account and in one case identify myself as a 60 year old female named Sandra and in the other case identify myself as a 65 year old female named Linda. This could allow me to defeat rotations as well as keep working after terminated in one identity. Once the money goes to PayPal, the MSP has no way of monitoring where it goes. By requiring and verifying a SSN, they will know that the number I gave them belongs to Sam Smith. I feel sure that these kinds of shenanigans are why ACE decided that they needed to run with PayQuicker where ultimately the bank is responsible for determining the identity of their account holders due to the Patriot Act. But should one wish to do so, that would be almost equally as easily defeated.
Ah good points Flash! I guess being a law abiding kind of person that kind of thing never occurred to me. I just know that I've never received a 1099 from any MSC that I've not reached the $600 mark with. With some many MSC's out there, most of us probably don't reach that amount unless it's with Marketforce or something similar.
All of the possibilities for fraud amaze me. But it happens on shops too and we all pay that price. I thought that while a company isn't required to send us a 1099 they still have to report it as part of their expenses to the IRS. Most companies aren't asking for I-9 info, but the SSN can also be verified and may help protect them if our citizenship and/or work eligibility is questioned.
Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
I received my new SS card in the mail on Friday. Over the weekend, I got on Bare's site to update it. It has listed me as "unverified" for over a year because my name and number didn't match. So I re-entered the info now that I have the official card.
I just now got an email from Bare saying that it is not a match, and that they have now deactivated my account. And I have two shops for them due tomorrow! Sheesh! Apparently I was better leaving well enough alone. Now I'm trying to find some contact info to call them and tell them to straighten up and fly right!
I just now got an email from Bare saying that it is not a match, and that they have now deactivated my account. And I have two shops for them due tomorrow! Sheesh! Apparently I was better leaving well enough alone. Now I'm trying to find some contact info to call them and tell them to straighten up and fly right!
800-296-6699. You can usually get through to a live person.
Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
You can also use a taxpayer identification number instead of a social security number. Most msc's accept them and it is issued to you via US Mail in about 2 weeks. Google for the mail in form. Highly recommended if you are spooked about identity theft like me.
LisaSTL Wrote:
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> All of the possibilities for fraud amaze me. But
> it happens on shops too and we all pay that price.
> I thought that while a company isn't required to
> send us a 1099 they still have to report it as
> part of their expenses to the IRS. Most companies
> aren't asking for I-9 info, but the SSN can also
> be verified and may help protect them if our
> citizenship and/or work eligibility is questioned.
I'm sure that companies keep close track of all of the payments and to whom they were made for tax purposes in preparing their own corporate returns. Certainly if one of them was audited on their claimed expenses IRS would be likely to do some double checking on payments the company is claiming were sent to various social security numbers.
As for fraud, over the years I have heard of many fraudulent situations in shopping. Many companies have built in 'fraud detector' questions in their reports and yet they still get taken. I think the bulk of the problem is in not getting to know their shoppers and not screening them properly, but I guess that is just too much work. The net result is increasing requirements on shoppers to prove they were there. The current iPhone application shoppers are encouraged to use is one such 'requirement'. My all time favorite, however, was the company that wanted a photo of the front of the business with that day's newspaper such that you could read the date on the paper. Try doing that and getting the paper and the store in focus while remaining covert! And of course it still didn't prove that you went inside the store.
-------------------------------------------------------
> All of the possibilities for fraud amaze me. But
> it happens on shops too and we all pay that price.
> I thought that while a company isn't required to
> send us a 1099 they still have to report it as
> part of their expenses to the IRS. Most companies
> aren't asking for I-9 info, but the SSN can also
> be verified and may help protect them if our
> citizenship and/or work eligibility is questioned.
I'm sure that companies keep close track of all of the payments and to whom they were made for tax purposes in preparing their own corporate returns. Certainly if one of them was audited on their claimed expenses IRS would be likely to do some double checking on payments the company is claiming were sent to various social security numbers.
As for fraud, over the years I have heard of many fraudulent situations in shopping. Many companies have built in 'fraud detector' questions in their reports and yet they still get taken. I think the bulk of the problem is in not getting to know their shoppers and not screening them properly, but I guess that is just too much work. The net result is increasing requirements on shoppers to prove they were there. The current iPhone application shoppers are encouraged to use is one such 'requirement'. My all time favorite, however, was the company that wanted a photo of the front of the business with that day's newspaper such that you could read the date on the paper. Try doing that and getting the paper and the store in focus while remaining covert! And of course it still didn't prove that you went inside the store.
I called and by putting in my former name, the gal was able to reactivate me. She didn't seem to get it, though, that I don't want it as my alternative legal name anymore, I just want it all under my legal name now. Oh, well, for now I can do the shops and get paid and fuss with the mess later.
The person who alerted me to this told me it is in Scopes. Apparently in January there will be a 1% tax on all bank transactions. I get about 25 payments a month and many are direct deposit. So I'm wondering if the government will catch gift cards, gas cards, payments from companies to ADP cards or PayPal cards. Anyone know?
Sandra Sue Wrote:
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> The person who alerted me to this told me it is in
> Scopes. Apparently in January there will be a 1%
> tax on all bank transactions. I get about 25
> payments a month and many are direct deposit. So
> I'm wondering if the government will catch gift
> cards, gas cards, payments from companies to ADP
> cards or PayPal cards. Anyone know?
I did look at Snopes when I got it. Bottom line not true. Recall: Somebody presented it , nobody likes it. happened a year or two ago. Never will get anywhere. Thank goodness.
-------------------------------------------------------
> The person who alerted me to this told me it is in
> Scopes. Apparently in January there will be a 1%
> tax on all bank transactions. I get about 25
> payments a month and many are direct deposit. So
> I'm wondering if the government will catch gift
> cards, gas cards, payments from companies to ADP
> cards or PayPal cards. Anyone know?
I did look at Snopes when I got it. Bottom line not true. Recall: Somebody presented it , nobody likes it. happened a year or two ago. Never will get anywhere. Thank goodness.
Shopping far East West Texas since 2005
I intended for that post to be a separate thread but somehow got it here. Anyway, yes, I got another email after that saying that that idea died in committee. Thanks for the info.
They make it so hard to change your name sometimes. The worst problem I had was with my frequent flier accounts! Had to bring in my marriage certificate twice. You'd think no one ever changes their name when they get married!
Hint: If MEN had to do it, it would instantly become a breeze!
Hint: If MEN had to do it, it would instantly become a breeze!
Kona Kathie
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