For Hotels: Marriott Rewards offers the best points/nights reedeeming
and earning ratio, so I prefer theirs over the others currently.
Hilton's HHonors is being revamped and it increases the points required
for rooms so they move down my list now.
IC's(Holiday Inn etc) new rewards club im still evaluating as it hasn't
been fully rolled out yet so what they claim what is reality has yet to
be determined.
For Car Rentals: Hertz is the most generous with points, frequently offering
bonus points and multiplers when you rent and easy no blackout date redemption
However, hertz is not always the cheapest to rent, so I give Enterprise the runner up
award.
For Airlines: Domestically, I prefer jetblue and their frequent bonus promotions.
Over the last 12 months I have flown 8 times for free under their reward program.
Internationally, I prefer AA as it still offers ok rewards though all of the international
airlines have cutback with Delta's new policy terrible.
Credit Cards: it depends what you want to earn, all brands offer branded cards...
marriot offers a great credit card for earning points...if you want generic cash back
BoA's card like Ship2love has is good.
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There are no stupid questions, but there are a lot of inquisitive idiots
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When you try to please everybody, you end up pleasing nobody