Unfortunately, I am in the same boat as you, JT.
It is a catch twenty-two: my "identity" doesn't have enough cred. to be worth stealing (unless it's my teaching creds, then that is a different story...) And once you have enough cred to be worth having your identity stolen, then you have to do everything you can to protect it. You are damned if you do, and damned if you don't. Either way, you can't win in this economy and global world.
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“Lying in bed would be an altogether perfect and supreme experience if only one had a colored pencil long enough to draw on the ceiling."
~Gilbert K. Chesterton