It's a quick and easy money maker, in my opinion. As long as you go back and pay the money on time...I used to do multiple locations. I shopped them for about 8 years in my state. I eventually got "made" as a shopper and had to quit doing them on the MS request. That sucked. If you get this opportunity and are a responsible person who can pay back loans in a timely manner, do these shops cause it's good and easy money!