Do you have a ceiling on the income that you can earn and still keep your full SS paycheck?
I better die before I reach my 60's then because I can not live off of $16,000 or $25,000. Then again the Baby Boomers are going to drain SS dry.
Oh and something I found out a few years ago which is not known to lots of people....If you are married or had been married for at least 10 years to someone who is now full retirement age and you have reached full retirement age (that golden 66 for recent people and going up to 67) you can get a check for half your spouses or ex spouses soc sec amt with no income limits. This way you can continue working and let your soc sec check build up until you are ready to retire yourself and still collect a half check. It does not matter how many times your ex spouse had been married....so two or three ex spouses can claim a half check on the same ex spouse...each ex spouse will get a full half check and not be sharing the money with the other ex spouses. One of my friends was in this position and did not have a friendly relationship with her ex spouse but the soc sec office was able to arrange for her half check without her having to contact her ex spouse at all.