Fair enough. I guess I was responding to this part of @STL_shopper's post:
@STL_shopper wrote:
I'm not attempting to speak for others, but I think part of it is the fact that we are independent contractors - our own self-employed business. Businesses have costs. As such, we should all price ourselves as the businesses that we are.
This sounds to me like someone telling me and others how we should price ourselves as the businesses that we are. It's a pretty long post, so I didn't want to spend the time to take it apart, but maybe I should clarify some of my specific issues:
@STL_shopper wrote:
Consider just some of the overhead of a business:
Business use of your home (assuming just a 5ftx8ft closet): $300 depreciation per year
Nope, I'd still have my house and have to pay for it whether I did MS or not. I didn't buy a bigger house so that I could do MSing, so while I'm fine with taking the tax deduction if you're entitled to it, I don't agree that this is an overhead cost for everyone.
@STL_shopper wrote:
Some health insurance deduction: hundreds of dollars, potentially thousands per year
Various other insurance (liability, vehicle policy, etc.): easily hundreds of dollars per year
Health Insurance: This may apply to some full time shoppers who don't get insurance coverage from some other source. That doesn't apply to me.
Liability, etc. Insurance: I have the same insurance coverage I had before I started MSing, so I haven't incurred any additional costs in that regard.
@STL_shopper wrote:
Computer/phone/internet: several hundred per year minimum.
Nope. I would still have a computer phone and internet even if I didn't MS. I know this because I used to have a phone, internet, and computer before I ever started MSing. Again, I'm fine with taking the deduction for it if you're entitled to it, but for many people, this is a cost of living in modern society, not a cost of being a Mystery Shopper.
@STL_shopper wrote:
Just those above categories comes to well over $1,000/year. Likely several thousand dollars. That's what a business incurs as just the bare minimum for overhead.
I agree that some or even all of these expenses might be applicable to some shoppers, but obviously that blanket statement does not apply to everyone who Mystery Shops.
I've said before on another thread that I think it's smart to remind shoppers that our actions impact others, and I take @LisaSTL's point that some shoppers may need to hear that they should take a more structured, systematic approach to their business. Just wanted to make the point that there are lots of different circumstances and reasons for Shopping, and that what works for some, won't work for others. I keep having to remind myself not to assume that everyone on here shops exactly the same way I do. Thanks for the reminder!
(edited to add that this was meant as a response to LisaSTL's post, not Mary's)
Shopper in California's Bay Area
Edited 1 time(s). Last edit at 01/23/2016 03:10AM by CaliGirl925.