I signed up for a credit card shop. In the description, it stated I would have to make an online payment on the due date and complete a report on the experience. I applied for the job, and was assigned today. Reading the instructions, I learned that I would be expected to look for the cut-off time on the due date and make the payment AFTER the cut-off time. They agreed to pay any associated fees.
My problem? I never make late payments. In fact, I was nervous about making a payment on the actual due date, but late? On this particular card, I decided I could not make a late payment since I have a 0% promotional rate as long as I pay on time. I asked to be removed from the assignment.
If the scheduler asks me to accept another assignment for another of my cards that is not on a promotional rate, I'm still extremely apprehensive about making a late payment. Does anyone know the consequences of making a late payment? Will it be reported to the credit bureaus? Will it lower my score if I make one payment late?
There are two types of people in this world: Those who can extrapolate from incomplete data.