Your book club decided to start paying dues for an end of the year dinner.
You could open an account to track your car maintenance, cat grooming, restaurant spending, beauty products, wine purchases, bathroom remodel...get creative!
One time at the red and blue bank, where I had opened and closed a checking or savings account every month for the past year, the banker told me there would be a $50 fee for closing it before 3 months. I told her to show that to me in the disclosures. She couldn't, and it never came up again.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton