Occasionally I've seen random MSCs doing the two large HI stores, but the focus is credit not product. They are a $1 reimbursement for proof of shop. Also, the major appliance manufacturers have competitor shops at the two biggies, through Ipsos. They fluctuate between $12 and $15, but with the same $1 reimbursement I think. Won't get your roof fixed for free, but you can find your loose screws....