For the love of God, Do NOT use a debit card... ever.... anywhere. They are the worst.
Do you have to pay at the pump? If not, you can use Samsung Pay inside the store.
Debit cards and credit cards offer the same protections. However, if your debit card gets compromised over $750, it can take longer for the funds to be reversed back into your account. On the other hand, if a credit card is compromised, you could incur a $50 fee.
Gasoline is a low margin product. If there are 15% off cards, it’s temporary. It’s likely 5% to break even.@wrosie wrote:
I believe my sister was bragging how she would use her "points" credit card to buy gift cards at some store at a 15% discount, then use the gift cards to save. I think it might have been Sunoco gas and a grocery chain.
@French Farmer wrote:
If you are referring to the E/M gas stations, the only place you should be using a card is at the pump. Inside purchases are supposed to be a "cash" purchase. Although it probably does happen, I've never seen where a "skimmer" can be placed on the pump
If it does happen to you, would not the receipt be compromised?
For the "yellow" gas stations, you should also be using your card at the pump and pay cash indoors.
For the "green" shops, I remember it specifying cash for the indoor purchase and a credit or gift card at the pump.
I was told once by a station manager that skimmers at the pump is exceeding difficult for the crooks to work correctly and, is almost immediately noticed. Indoors? a bit easier. But, he said, for the most part, the payment machine is right in front of them. Hard to place a skimmer over that and not be noticed by the attendant or the security cameras.
I believe the best way to ensure a legal card reader at the pump is to look at the card reader. Its is on a hinge and has a lock. They stick a skimmer inside to catch your pin. Just look at the lock and hinges. If its forced or looks forced, or open, I wouldn't use it. When I do see something like that or suspect something, I don't use it and move to another pump. I report it to the attendant and to the MSC.
Last of all, I check my bank account every day to ensure safety.
Pump skimmers are placed inside of the pump. You know the security stickers that have to be in place for the yellow gas stations? That's where a skimmer would be placed.