If you are disciplined, you can say "comma" or "period" or etc. just the way "bosses" did in the 1950's when giving dictation. Then, use search and replace to replace the punctuation word with the punctuation mark (not possible in the 1950's).
I use the microphone icon all the time, too. Punctuation commands are needed, as is careful proof-reading.
Shopping Southeast Pennsylvania, Delaware above the canal, and southwestern NJ since 2008