Morledzep : About the only way a person can get SSDI, is to hire a lawyer that specializes in it. My S-I-L applied 10 or 11 times over the past 14 years to get it and they always turned her down, saying she was missing paperwork of one type or another. Finally last year she got a lawyer and in 3 months got the ssdi with back payments of a year. I think she said the lawyer took 15% of it. I know several other people that also tried to get ssdi or ssi and finally after hiring a lawyer they got it.
@Moreledzep: That is interesting about reduced SSI benefits at age 591/2. I always thought the earliest age for reduced SSI benefits was 62. Live and learn.