Insurance quote phone shop problem

I am doing insurance quote phone shops. They involve using a pseudonym, pulling a random address from realtor.com and turning to Cars.com for a vehicle and VIN#.

I can call any agency in the state, so I pull together a plausible scenario with an address within a reasonable distance of an agent's office.

One particular insurance companies' agents will not produce a quote without a driver's license number or SS# and date of birth. I've called multiple offices and they say the require it and their system won't let them proceed without it.

I've objected, saying I've been a victim of identity theft in the past and don't feel comfortable providing that information until I am ready to purchase a policy. I tell the reps I've gotten quotes from other companies without having to divulge that sensitive information.

They maintain they must have it.

From what I hear, other shoppers have gotten this company to give phone quotes without this info. Have some insurance companies changed their rules lately, or are the agents just being hardnosed?

Obviously, I can't give them either. If you've done these shops, what has worked for you? I'd really like to improve my technique and learn if there's something I'm missing here.

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I ran into the same thing with a bank mortgage shop today where they would not quote me rates without pulling a credit report. Absolutely no dice on that one! If you can't get a quote I would contact the scheduler. If they will accept the shop for what happened, fine. Otherwise I would cancel the whole lot of them and not give them a report at all.
I ran into the same thing with a bank mortgage shop today where they would not quote me rates without pulling a credit report. Absolutely no dice on that one! If you can't get a quote I would contact the scheduler. If they will accept the shop for what happened, fine. Otherwise I would cancel the whole lot of them and not give them a report at all. This business only works when the left hand knows what the right hand is doing. If it is now a company policy not to give quotes without an actual credit check then some escape valve for the shopper needs to be present. $5, $7, $10, $50 phone shops do not justify allowing a credit check.
I've been in contact with the scheduler multiple times today about this and another shop. He's great, very understanding. He said the agents can give me a quote without those numbers, so to just call different agents.

I've already spoken to three agents and all said the same thing. How many more can I justify calling? The fee is better than those $2 shops we all yakked about in another thread, but it's still not enough to justify going through this scenario who knows how many more times.

It could also be that the fake info I've provided is now in the insurance company's database, so any agent will see a profile. In THAT case, I am stuck doing more research to pull another address and probably another car and VIN#. Where does it end?

I just wonder if this insurance company has wised up and realized they can thwart comparison shoppers by refusing to provide a quote without the info.

It's really frustrating.
Yeah, and the thing is, these are fake names and addresses I'm using, so I don't even have a valid drivers license or SSN to provide. LOL

And in your case, as you say - No dice!
TechSavvy Wrote:
-------------------------------------------------------

>
> I just wonder if this insurance company has wised
> up and realized they can thwart comparison
> shoppers by refusing to provide a quote without
> the info.
>
> It's really frustrating.

I can sort of expect that might happen with a competitor shop because I do know of several insurance companies that will not quote without knowing your credit and driving record. Do you sense you are doing competitor quotes or the insurance agency is the client? The funny with mine today is that I was dealing with the client bank and unable to get anywhere with the turkey I got.
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