When I finally got rid of my 2000 Mercury Sable in 2018, it had 421,000+ miles on it. Routine basic oil changes are an up-front expense that will save you much more money down the road.@Flash wrote:
They get their routine maintenance religiously and they seem to be lasting forever.
Online savings accounts are earning WAY more than brick and mortar. American Express Savings and Goldman Sacs (Marcus) savings accounts are currently earning 1.6% and 1.55% APR currently. There is no minimum balance required to start or maintain the account, and the account holder can do up to 6 withdrawals per monthly statement. Really easy to transfer funds in and out, too.
Never ever take a cash advance on a credit card. Call me captain obvious but some people just don't know that the interest rate is around 25% AND interest begins accumulating the very day you take that advance. Not like regular credit card usage where interest is added after a month or so.
You'd probably get a better deal with a neighborhood loan shark!
6. Hack Your Way to Drop Cost with Coupons, Card Offers, etc.: In my case, I've been stocking up on a LOT of Amazon gift cards, as I'm able to easily purchase them for 10% off. For every $1,000 I frontload, where I can purchase other gift cards to other outlets as needed, I pocket a tax-free $100 on the backend. This adds up quite quickly.
Where do you find Amazon cards for 10% off? I never see that with any of the card discounters.
If you have an Amazon gift card, they will offer specials on topping that up when you order something. Apparently they do that with other vendors' cards as well. At least, that is how I read the last post.