Yes, some of the stores in my area only sell commercial lawn equipment that is priced $1,000 or more. Other stores don't carry the particular finance company that they want you to use on your purchase, so if you make the purchase and the store uses a different bank to finance your purchase, you are out that money as Ath will not reimburse you. Or, if you are successful in obtaining the proper financing and decide to return the purchase, some stores will charge you a restocking fee.