Interesting that just a few days ago I got a letter from a lender I had asked for a loan over a year ago. It was just a soft pull to see if I qualified and what the interest rates would be. This was from one of the banks I had contacted for my Curinos job over a year ago. Their snail mail letter apologized for not getting back to me sooner but said that it seems I qualified in 2021 and that I was still being offered a loan of up to $40,000.
I sometimes wish that mystery jobs would follow up to see what the future results of the inquiry would be. I have often wished that when my USPS package never arrives or arrives much later than expected. And now this bank offering me a loan a year or so later. If I really needed a loan of $40,000 a year ago what shape would I be in now. A little too late I think.