Loan Inquiries Shops...Are They a Headache?
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nope love em. Seems like they are limited now though. But IPSOS used to have 2 on sassie every month. Guaranteed $110. Then on their shopmetric platform. Think that's every 2 months. Intouch has credit card, car loan and personal loan. You can do one of those every 2 months.
@sandyf wrote:
@SBP wrote:
Appreciate your detailed reply Sandy.
It’s a risky landscape.
I tried an assignment posted by a different company. Two browsers on different devices flagged 3 of the 7 sites on the list as AI clones with red flag warnings. I was grateful I hadn’t shared any personal info.
ID theft is a risk none of us can afford.
That is very interesting. Were these sites you googled yourself with the name of the lender or did you click on the url supplied by the mystery shop company?
They were from the assigned list from the MSC.
I was also not informed in advance that I would need to supply my banking info.
I immediately reached out to the scheduler, and declined the assignment stating my reasons why.
Requirements about disclosure of personal info need to be disclosed in advance, and the links to the target sites need to be vetted in advance by the MSC to keep us all safe...including the MSC.
The one was offered by the one starting with "S"mentioned above. After I declined, I saw it posted all over creation, dancing around the negative caveats. Two blogs also thought is was shady, red flagged and shut down the poster's account.
@SBP wrote:
@sandyf wrote:
@SBP wrote:
Appreciate your detailed reply Sandy.
It’s a risky landscape.
I tried an assignment posted by a different company. Two browsers on different devices flagged 3 of the 7 sites on the list as AI clones with red flag warnings. I was grateful I hadn’t shared any personal info.
ID theft is a risk none of us can afford.
That is very interesting. Were these sites you googled yourself with the name of the lender or did you click on the url supplied by the mystery shop company?
They were from the assigned list from the MSC.
I was also not informed in advance that I would need to supply my banking info.
I immediately reached out to the scheduler, and declined the assignment stating my reasons why.
Requirements about disclosure of personal info need to be disclosed in advance, and the links to the target sites need to be vetted in advance by the MSC to keep us all safe...including the MSC.
The one was offered by the one starting with "S"mentioned above. After I declined, I saw it posted all over creation, dancing around the negative caveats. Two blogs also thought is was shady, red flagged and shut down the poster's account.
I have only done the ones I do with one ms company altho i am tempted to do some of the other msc. However since I know there is a rotation on these I dont want to do the same lending company for a different msc not in rotation for my original msc and then get responses which will not allow me to go further because I did one for the other company recently. Even the last time I did one for "my" lender company was after about 4 months and one of the lenders turned me down saying I had too recently applied for a loan with them. I guess I could use a different email address but it would still be me.
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