Thank goodness this forum exists so I can share my WTF! moment from today's shop!
Simple enough non-customer CSR bank shop. I decide to go with the loan scenario because I'm tired of listening to the checking account spiel. The CSR comes to the waiting area to greet me (check!) and asks me how she can help me (check!). I ask her about loan products because I'm buying a new car. That's where things start to go oh so wrong. Mind you, we are still standing halfway between the waiting area and her desk. She tells me that they no longer do auto loans in the bank, but have an auto finance arm of the bank that you get to directly from the dealership. Then she looks around, to the left, to the right, and says quietly, "you really should go to XYZ Bank, they have much better rates"! Still standing, we chat a little more about car financing and then go to her desk. She gives me the home equity option and then says again, "from one consumer to another, you should check out XYZ Bank", and then says "I sure hope I'm not being bugged"!
Simple enough non-customer CSR bank shop. I decide to go with the loan scenario because I'm tired of listening to the checking account spiel. The CSR comes to the waiting area to greet me (check!) and asks me how she can help me (check!). I ask her about loan products because I'm buying a new car. That's where things start to go oh so wrong. Mind you, we are still standing halfway between the waiting area and her desk. She tells me that they no longer do auto loans in the bank, but have an auto finance arm of the bank that you get to directly from the dealership. Then she looks around, to the left, to the right, and says quietly, "you really should go to XYZ Bank, they have much better rates"! Still standing, we chat a little more about car financing and then go to her desk. She gives me the home equity option and then says again, "from one consumer to another, you should check out XYZ Bank", and then says "I sure hope I'm not being bugged"!