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Bank Shops-- Which Companies are Doing Them?

March 13, 2010 06:56AM
And sometimes there are bank shop surprises, such as when a client wanted brochures and information on virtually every item their competitors were offering. That one took a little planning to create a credible scenario that would 'deliver the goods'. But it paid very nicely and worked in every bank I tackled!
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March 13, 2010 07:13AM
Hmmm. Not such a nice surprise. I haven't gotten any that asked about these items. I consider myself lucky, I guess.

I sounds like you did a GREAT job with these, Flash!

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“Lying in bed would be an altogether perfect and supreme experience if only one had a colored pencil long enough to draw on the ceiling."
~Gilbert K. Chesterton
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March 13, 2010 03:53PM
Certainly a situation where a couple of suggestions about what you might want to do with the scenario worked a whole lot better than dictating to a shopper what they needed to say and/or how they needed to present themselves! I so much prefer that open ended approach. It allows you to take things out of the current news that a real customer might be hearing and concerned about and twist them into a reason for being present to find out about X, Y and Z. These days asking about their credit card and what will happen with it with the new credit card legislation. Doing a car dealership, indicating that you had been thinking about buying a Toyota, but now you are scared of that. Doing a Toyota dealership and indicating you think the problems are way overblown but still think they need to give you a great price.
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March 13, 2010 04:15PM
One of the last rounds of bank shops I did before swearing them off had me asking about the FDIC limits. You had to ask after a teller transaction and it was one of those bank accounts that I only opened only for the purpose of the shop. I started with $25 and would add or remove $20 from my account each time I went into the bank.

I had just done a withdrawal transaction and asked the question when the teller looked at me and offered sarcastically, "Sir...I think your $5 will be safe here."

So much for the question being a giveaway. I thought it screamed, "SHOPPER!"
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March 13, 2010 09:45PM
OMG. I hope you reported the comment. Around here they were looking for the banks to have signs posed showing the new raised limits. I found that a bit disingenuous because that is a limited time increased level by FDIC. I believe it just got extended further but I can see a bunch of old folks not realizing that the special offer is over with all their eggs in one basket. Bank fail and the max out would be $100k with a life expectancy still of 20 years.
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March 14, 2010 12:28AM
wish i had 100k to worry about...

shopping north west PA and south west ny
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March 14, 2010 12:54AM
The MSC actually had no interest in the response, other than weather or not it contained accurate info about the new FDIC limits. They could also care less that the teller gave me the $20 without me showing ID.

When they asked me to go back two weeks later and pose a stronger objection to knowing my money would be safe, I walked away from bank shops in general. The whole concept felt pretty silly since the teller can clearly see your balance and history, and didn't seem to care if i was the shopper or not.
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