Ath Power
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Only the scheduler can really answer your question because these shops vary greatly. I am noting that this company is not being responsive at all. I am certainly qualified for several of their shops, have worked well with them in the past, put in applications and the jobs had their shop dates extended and eventually expired, it would appear they never got assigned to anyone so I wonder if they were a sham in the first place.
I have not gotten a personal reply to my email. The pay does seem to be to good to be true. I thought, yesterday, I saw a stipulation that you had to be between 19-20 for the assignment, and now I am not seeing that. They posted new assignments today for $200, that is a lot compared to other bank shops.
The $200 is for someone who can do the whole interaction in Spanish.
I insert the jpeg of the pdf one page at a time into a word document. You can then save the whole document (several pages, have to hit return to make sure each new pic is on a new page) then save the whole thing as one pdf file. Easy convert from word, file save as, pdf. Learned this the hard way trial and error lol. Also there is a fabulous safe link to convert the pdf's into jpeg one at a time because you can only insert jpegs into the word doc. [pdf2jpg.net] Has saved me many tears. 
Ath is legit. They are the power brokers in bank shops. They take about 60 days to pay. They are very professional and easy to work with, just sometimes it will take a day or two to respond due to their large volume of clients/shoppers.
Agreed, ath is a legitimate company.
However, I also agree that ath is not responsive. My work history with them is just fine. Certainly it has not been due to ath's help, or timely assistance. To be fair, I will say their lack of/response has been 90%/10%. Self-assign is nice, though what about shops to which you must apply? My applications sit on the board, and sit some more. I delete my applications after four days, and there have been numerous. By then, I have booked other shops. Bird in the hand, you know?
However, I also agree that ath is not responsive. My work history with them is just fine. Certainly it has not been due to ath's help, or timely assistance. To be fair, I will say their lack of/response has been 90%/10%. Self-assign is nice, though what about shops to which you must apply? My applications sit on the board, and sit some more. I delete my applications after four days, and there have been numerous. By then, I have booked other shops. Bird in the hand, you know?
I did a shop for them on Wednesday. All of my paperwork had to be pdfs, so I scanned them in lieu of taking pictures.
My shop pay was high, but I had to open a bank account and keep it for two weeks.
They have mortgage and credit card bank shops also. I don't understand how these work; like how can shoppers apply for these accounts without their credit being affected.
My shop pay was high, but I had to open a bank account and keep it for two weeks.
They have mortgage and credit card bank shops also. I don't understand how these work; like how can shoppers apply for these accounts without their credit being affected.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
I asked a scheduler if I could submit pictures instead of pdfs, and the answer was that as long as they were clear, it was fine. My shop was accepted using photos.
@HonnyBrown wrote:
They have mortgage and credit card bank shops also. I don't understand how these work; like how can shoppers apply for these accounts without their credit being affected.
Your credit score WILL be impacted. I like that my Discover credit card puts my credit score on my bill monthly and gives me a line chart of how my credit has varied from month to month. The month after I open a new bank or credit or brokerage account my credit will dip. Then it goes back up again over the next few months. If I close an account it also dips. I try not to have more than 5 new 'credit events' in a year. This would include applying for any kind of loan or financing, entering into a cell phone contract, getting quotes for auto insurance, opening or closing an account. While I don't anticipate needing to get any loans (auto or mortgage etc.) I want my credit score high enough I pay the lowest possible rates if I do need to borrow.
@HonnyBrown wrote:
...
They have mortgage and credit card bank shops also. I don't understand how these work; like how can shoppers apply for these accounts without their credit being affected.
The mortgage one (or at least some of the mortgage ones) don't require you to actually sign up for the mortgage, so no running your credit. You're just shopping around for a mortgage and trying to find out what rate and other terms they offer you. They require a lot of documentation uploading, so you probably need to have a scanner for many of their shops.
Shopper in California's Bay Area
Thanks for everyone's replies, there is an age requirement for the shops I was talking about. There are others to open an account.
Thanks Flash. Why would your credit score be affected by opening a bank or brokerage account?
@Flash wrote:
Your credit score WILL be impacted. I like that my Discover credit card puts my credit score on my bill monthly and gives me a line chart of how my credit has varied from month to month. The month after I open a new bank or credit or brokerage account my credit will dip. Then it goes back up again over the next few months. If I close an account it also dips. I try not to have more than 5 new 'credit events' in a year. This would include applying for any kind of loan or financing, entering into a cell phone contract, getting quotes for auto insurance, opening or closing an account. While I don't anticipate needing to get any loans (auto or mortgage etc.) I want my credit score high enough I pay the lowest possible rates if I do need to borrow.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
I did not realize your credit score takes a hit if you open a new bank account. I opened a new one two weeks ago, and am scheduled to open two more this week. Why do they need to know about your credit when they are the ones holding your money? It seems sort of backwards to me. I also am having the devil of a time trying to get the ath scheduler to tell me what the bonus is for opening the account. I've requested an answer four times so far. Tomorrow will be number five, and I am beginning to believe they have no intention of answering me. I wonder if they would answer me if I told them without an answer, I will have to flake on them? I'm only half kidding. 
Edited 1 time(s). Last edit at 11/01/2015 07:57AM by touchshopper.
Edited 1 time(s). Last edit at 11/01/2015 07:57AM by touchshopper.
Despite what Flash said, opening a checking account or a savings account or a brokerage account does not impact your credit score. I am not denying that Flash's credit score has gone up or down, but credit scores go up and down all the time for any number of reasons (opening a checking account is not one of them). This has been discussed over and over again on this forum. Getting pre-approved for a mortgage affects your credit score. Applying for a credit card affects your credit score. Having your "credit run" for some types of cell phones shops affects your credit score. Doing something that causes your bank to close your account (large overdraft not repaid quickly) will result in CHEX systems flagging you and it will be difficult to open a new checking account, but CHEX systems is not a credit bureau.
Shopping South Jersey, Southeast Pennsylvania, and Delaware above the canal since 2008
I have done many, many assignments for ATH with absolutely no issues what-so-ever. I always scan all documents on my laptop connected to my all-in-one Brother (printer,copier,scanner) and have invested $65 (Amazon) in a portable scanner that can be connected (wireless via blue tooth or US
to my phone. I never, ever allow anyone to run a credit check (even those who claim it is a "soft credit check").
to my phone. I never, ever allow anyone to run a credit check (even those who claim it is a "soft credit check").
When you open a bank account now a days, the bank can and many do check your credit. I think, if there are a lot of inquires of your credit history, it can cause a slight variation in your credit score. One example would be to apply for more than one credit card in a short period of time. Personally, I would not do that but it is a personal preference. If you apply for a credit card they check your credit history, so parkcitybrian I am a little confused by what kind of assignments you are doing that do not require that. I think the topic was about applying for a credit card or opening a bank account. They have to have other bank shops like inquires without applications.
@breestjon wrote:
When you open a bank account now a days, the bank can and many do check your credit. I think, if there are a lot of inquires of your credit history, it can cause a slight variation in your credit score. One example would be to apply for more than one credit card in a short period of time. Personally, I would not do that but it is a personal preference. If you apply for a credit card they check your credit history, so parkcitybrian I am a little confused by what kind of assignments you are doing that do not require that. I think the topic was about applying for a credit card or opening a bank account. They have to have other bank shops like inquires without applications.
I do teller evaluations; loan officer evaluations; mortgage adviser evaluations; private banking evaluations. Some of my scenarios include getting detailed information regarding interest rates, balance transfer and associated other fees relative to applying for a credit card but I stop short of actually applying.
parkcitybrian,
I do mostly those types of bank evaluations myself. I was unfamiliar with this MSC, but I just signed up with them, and I see they work with one particular bank in my area. Thanks, for letting me know they are legitimate.
I do mostly those types of bank evaluations myself. I was unfamiliar with this MSC, but I just signed up with them, and I see they work with one particular bank in my area. Thanks, for letting me know they are legitimate.
Chex Systems is actually a credit bureau, they just deal in a different type of information. They only collect banking information, which can be used against you if it is negative. It won't be checked to open a loan type account, but most banks check your record at Chex Systems before you open a bank account. If you have ever been denied an account because of what is on your Chex Systems report you'll get a notice and you have the same rights as you would if you got denied credit.
*edited for clarity*
Edited 1 time(s). Last edit at 11/02/2015 11:52AM by fyrekittyn.
*edited for clarity*
Silver certified for 11 years and happily shopping Arizona!
Edited 1 time(s). Last edit at 11/02/2015 11:52AM by fyrekittyn.
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