To expand on what Sandy said, right after I got married in 1982, debt collector came to my front door and asked if I was, my married name, and even though I hadn't actually changed my name on anything except for my driver's license. He told me that I owed a whole bunch of money that I knew nothing about, it turns out it was someone else whose name had always been what my married name was, so I started using my name differently, and never used that form of my name again on legal documents.