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Contactless Credit card

November 20, 2019 07:46PM
Hello.
I'm new to mystery shopping.
Can anyone tell me what mobile pay is or contactless credit card?
Thank you.
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November 21, 2019 04:19PM
I don't do those types of shops, but I am guessing you connect your phone to your credit card so you don't use the actual card when you checkout. You pay with your smartphone. I don't know anything more than that, since I don't have mobile pay setup on my phone.
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November 21, 2019 04:26PM
Thanks. I will continue to research but it doesn't sound like something I may be comfortable with.
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November 21, 2019 04:35PM
They would have to pay a lot more for me to take the time to do them.
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November 21, 2019 05:30PM
I just received a 'contactless' credit card on my existing Discover account. The instructions are that when you see the little radio signal on the card reader at the casher you 'tap' the card on the reader. I have not tried it, but it strikes me as a little risky. Sure, my card info won't be stolen by a skimmer in the card reader but may be intercepted by anyone standing too close to me. I have not done or looked at a shop requiring this technology.
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November 21, 2019 05:59PM
Contactless cards/Mobile Pay uses NFC, a short radio wavelength. The maximum range is 4 centimeters. It's unlikely someone would be able to get that close to you for your credit card info to be stolen.
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November 21, 2019 08:38PM
Try it when you're not on a shop. That way you'll know how well it works. I've found the cards to be troublesome, working sometimes/some places and not working others. As for the phone, many phones don't have NFC. Again, try it before you take a job.
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November 21, 2019 09:04PM
Thanks, but I'll just play it safe. I learned of the risks today. ;-)
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November 21, 2019 11:05PM
@Flash wrote:

I just received a 'contactless' credit card on my existing Discover account. The instructions are that when you see the little radio signal on the card reader at the casher you 'tap' the card on the reader. I have not tried it, but it strikes me as a little risky. Sure, my card info won't be stolen by a skimmer in the card reader but may be intercepted by anyone standing too close to me. I have not done or looked at a shop requiring this technology.

This is based on NFC technology. The maximum read range is about 2-3 inches from the card. Anyone that close to you won't go unnoticed, I suspect.
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November 21, 2019 11:08PM
@Watchin4 wrote:

Thanks, but I'll just play it safe. I learned of the risks today. ;-)

Sorry, I didn't see this before I replied. I am not trying to make a redundant point or one you've already dismissed.
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November 21, 2019 11:13PM
no problem ♥
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November 22, 2019 05:21AM
I set up Google Pay on my phone in order to do Contactless payment shops. It works well most of the time. I get paid either way. It is linked to one of my credit cards. The great thing is that my bank creates a virtual credit card number fo the app, and never transmits the actual credit card number. Since no physical card is present, it can't be stolen. the app immediately records each transaction for me to look at. Sevveral bankers have told me that using Google Pay is the safest way to pay.

Shopping Southeast Pennsylvania, Delaware above the canal, and southwestern NJ since 2008
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November 22, 2019 07:05AM
@myst4au wrote:

Sevveral bankers have told me that using Google Pay is the safest way to pay.
Except for the fact that it's Google...

They don't exactly have a good track record.

“I am convinced that knowledge is power - to overcome the past, to change our own situations, to fight new obstacles, to make better decisions.” ~Ben Carson
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November 22, 2019 02:08PM
Then use Apple Pay or Samsung Pay if you are concerned about Google.
@iShop123 wrote:

@myst4au wrote:

Sevveral bankers have told me that using Google Pay is the safest way to pay.
Except for the fact that it's Google...

They don't exactly have a good track record.

Shopping Southeast Pennsylvania, Delaware above the canal, and southwestern NJ since 2008
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November 22, 2019 04:05PM
Thanks. I might consider using a prepaid CC then.
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November 24, 2019 07:52PM
I love using the contactless card because it's usually faster and you don't have to pay attention to the REMOVE CARD/DO NOT REMOVE CARD that you have to with the chip. I've had it on my PayPal card for almost a year and haven't had a problem with it. Also, like @myst4au said with google pay, you have a different card number for each transaction and that will only be able to be used once.

Shopping the South Jersey Shore
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November 24, 2019 09:35PM
Thanks. I'll keep a watch and research more.
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November 26, 2019 10:45AM
I prefer using contactless payments because of the security. I have Samsung Pay and do the shops whenever I can find them.

"There's so much trouble in this world; surrounded by miracles" - Citizen Cope
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