A free car?!
Warning: For Full Access Please Log In or Create an Account (Free)
Not a shop but I did valet my new car at a restaurant. Got my car (fob only) got home and my garage door wouldn't open. Realized I got my car's twin and had to swap cars with the customer who had the same issue in mine!
It didn't smell, look or feel different? Trippy!
No, they were both brand new cars with less than 200 miles. Very popular model and it was the second day I had it. Would not have noticed since it was clean, dealer tags etc.
It's a good thing you did not get into an accident while driving someone else's car. You would be liable and perhaps your car insurance would not cover the accident since it was not listed on your policy.
@catgrannyof5 wrote:
It's a good thing you did not get into an accident while driving someone else's car. You would be liable and perhaps your car insurance would not cover the accident since it was not listed on your policy.
Insurance covers the driver, I would have been fine. Hopefully, the person who took mine was insured!
The car is covered as a secondary. This is why rental car companies and car dealerships want to see your insurance so if you total their car, your insurance covers it.
I do wonder if the valet got in trouble!
Edited 1 time(s). Last edit at 05/26/2017 12:28PM by foodluvr.
@foodluvr wrote:
@catgrannyof5 wrote:
It's a good thing you did not get into an accident while driving someone else's car. You would be liable and perhaps your car insurance would not cover the accident since it was not listed on your policy.
Insurance covers the driver, I would have been fine. Hopefully, the person who took mine was insured!
The car is covered as a secondary. This is why rental car companies and car dealerships want to see your insurance so if you total their car, your insurance covers it.
I do wonder if the valet got in trouble!
Nope, insurance generally covers the car primarily, not the driver.
Rental car companies may want to see your insurance, but you're not required to provide it in California. Different states have different laws that will apply.
I've never seen an accident like @foodluvr's situation, but my guess would be that the vehicles would each be covered under their own policy if either were involved in a collision on the assumption that the driver had implied permissive use from the owner (since it was an honest mistake and the owner drove the driver's car too and would want the same courtesy extended if anything had happened). But that's a weird one and the insurance companies definitely might have battled it out to determine who was on the hook for the damages. I'm glad it didn't come to that and there wasn't an accident.
Shopper in California's Bay Area
Edited 1 time(s). Last edit at 05/26/2017 05:33PM by CaliGirl925.
Depends, liability coverage/medical/bodily injury covers the driver, regardless of vehicle. Comprehensive/collision is on the car.
In general, as an insured driver my coverage extends to any car I drive. Now, in our case, it would have been a mess and really either insurance could or would have paid, depending on the hypothetical if an accident took place. Thankfully, it did not and the other driver was just as confused as I was
Edited 1 time(s). Last edit at 05/26/2017 05:48PM by foodluvr.
In general, as an insured driver my coverage extends to any car I drive. Now, in our case, it would have been a mess and really either insurance could or would have paid, depending on the hypothetical if an accident took place. Thankfully, it did not and the other driver was just as confused as I was
Edited 1 time(s). Last edit at 05/26/2017 05:48PM by foodluvr.
Yes, my husband and I owned an Allstate at one point and foodluvr is correct. Freakish that both cars were so new no one noticed immediately- the power of the new car smell!
Kona Kathie
Geez. If the OPs situation is typical, I need to valet more (shop or not), I need a car upgrade badly! 
After I bought my last car about a year ago I saw my exact car all over the place. I had difficulty finding the color I wanted and thought it was because they made less. Nope, they just had sold out. For the first few months I kept going up to another car after work which parked right near where my space was and trying the door. I kept thinking I would get caught breaking and entering. But it never happened. I can fully see someone in a new car thinking another one just like it is theirs. Now there is so much junk in mine I can spot it in a minute!
But I would definitely think the valet service should be on the hook for returning the wrong car had their been an accident. Maybe they would not be but imho they should.
But I would definitely think the valet service should be on the hook for returning the wrong car had their been an accident. Maybe they would not be but imho they should.
This, I know >>>>>Now there is so much junk in mine I can spot it in a minute!
@spicy1 wrote:
This, I know >>>>>Now there is so much junk in mine I can spot it in a minute!
Me too, they stay clean about a week. Now that I shop, there are random receipts in a folder, a million pens and assorted bags of purchases in my trunk.
I do merchandising and mystery shopping. I'm sure the people who look in my car think I live in it.
Lol. My car is like a traveling desk/cubicle. No one would want it. *sigh*
Nature does not hurry, yet everything is accomplished. - Lao-Tzu
@foodluvr wrote:
No, they were both brand new cars with less than 200 miles. Very popular model and it was the second day I had it. Would not have noticed since it was clean, dealer tags etc.
That scenario was actually the plot on a Modern Family episode, and I thought it was unbelievable. Guess it happens more often then we think!
I have pretty strange luck, I'm on a first name basis with Murphy and could tell you some pretty unbelievable stories through all my travels, shops etc. If it could happen, it will happen... TO ME!
I have GEICO, and I am covered for any car that I drive.
@CaliGirl925 wrote:
Nope, insurance generally covers the car primarily, not the driver.
Rental car companies may want to see your insurance, but you're not required to provide it in California. Different states have different laws that will apply.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
Sorry, only registered users may post in this forum.