@panama18 wrote:
This problem begins and ends with the banks and it is on them to fix it. They want their employees shopped, they arrange to have it done, and then they throw the shoppers under the bus. They could easily erase records of accounts that were opened on their behalf and at their request, or at least not report them to these bureaus.
I am new to shopping and have looked pretty hard at some of these due to the high fees. I have not taken any for fear of this exact thing happening. Although I had never heard of Early Warning or Chexsystems before I read about them on this and a previous similar thread on this forum, I assumed the banks have some way to keep track in a post-911 world. As for the MSCs, they ought to post a disclaimer on these shops. Shoppers should not be the last to learn about the consequences of doing these jobs.
Having said all that, hello all. I have been shopping for a couple of months and have been reading this forum about that long. I have gotten a lot of info from it and just want to say "thanks".
I couldn’t agree more. I am the one who got blacklisted by the National bank with the red logo. That the MSC fails to warn shoppers that they are risking ruining their banking relationship forever after a few years of opening and closing just 2 accounts a year, is very unfair. That’s why I started the other thread. Someone needed to warn people!
I believe the MSC with the WF account opening shops has an arrangement with the bank to erase your MS opened/closed account records, but I’m not 100% sure. They say the client only requires a 7 day period before you can close the shops, so there must be some monitoring arrangement between the MSC and the bank. If it is possible that this bank will work with the MSC to erase your account opening record after you close the account, all MSCs with bank account opening shops could probably be doing this. The MSC working with the red national bank should try to work out something, if they can. Shoppers aren’t always highly valued by all MSCs. The MSC did at least pay the shop fee, so that’s something.
Welcome to the forum and mystery shopping. In my experience, doing MS work and making the pay worth your time has gotten much more difficult in the past year and a half. The better and consistent money seems to be in the video apartment shops but there aren’t a lot of them in my area and I don’t own a car because parking in NYC is insane. If you can take a course in video shopping and spend about $700-$800 to buy your own equipment, you can probably do pretty well. That’s something I learned from reading this forum.
Most of the other shops that paid well have reduced their shopper fees and lots of businesses ended their MS programs in the past 18?months. It’s frustrating. I’m really glad I don’t have to try to make a living doing MS.
I wish you all the best!
Edited 1 time(s). Last edit at 05/18/2018 01:00AM by nycrocks.