@JASFLALMT wrote:
When you open credit card accounts like the OP did, shouldn't you keep your employment title consistent and truthful, though? I thought it was illegal to give false information on a credit card application?
@sestrahelena wrote:
"House cleaning", if the scenario doesn't require a large net worth. "Recently inherited a lot of money" if it does.
@JASFLALMT wrote:
Market research specialist
@shoptastic wrote:
This may sound naive, but I thought when you applied they checked with the IRS for:
1.) income
2.) accuracy of job title
3.) sufficient income (don't you need to make like $12,000-ish to qualify for a credit card?....I know I DON'T make that much from ms-ing....not even gross sadly....net is way, way, way lower)
I know they check something/some system....is it not the IRS? And would the IRS have your accurate deets? I know they don't just give anyone a cc, as it's a risk. And if it didn't match, would you be denied?
@walesmaven wrote:
Today I was surprised to be offered a great fee, plus a great bonus, to do a phone shop to apply for a personal loan. I had applied for this a long time ago and thought it must have been long gone. When I read the guidelines it said, "You must be employed." So, I contacted the scheduler to confirm that self-employed was acceptable (since loan qualification process is often different for SE folks.) In a nutshell, here is her response,
SE is fine. Just do not give your occupation as Mystery Shopper. I have had two different shoppers do that already this month.:"
@walesmaven wrote:
"... In a nutshell, here is her response, SE is fine. Just do not give your occupation as Mystery Shopper. I have had two different shoppers do that already this month.:"
@myst4au wrote:
As far as I can recall, the IRS has never asked for my job title on an income tax return.
@walesmaven wrote:
Today I was surprised to be offered a great fee, plus a great bonus, to do a phone shop to apply for a personal loan. I had applied for this a long time ago and thought it must have been long gone. When I read the guidelines it said, "You must be employed." So, I contacted the scheduler to confirm that self-employed was acceptable (since loan qualification process is often different for SE folks.) In a nutshell, here is her response,
SE is fine. Just do not give your occupation as Mystery Shopper. I have had two different shoppers do that already this month.:"