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Emerald Card

February 27, 2021 08:04AM
I had to sign up for this card as a part of a shop. Does anyone know how to transfer funds from this card to a bank account?

I'm looking for personal experience, not a Google search.

"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
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February 27, 2021 04:53PM
Yes. You go to your bank and tell them that's what you want to do.

If you take all the funds, Emerald (IIRC) charges you $35 fee, and your bank may also charge you a fee.

You can also go to Walmart and "buy a package of gum" and get $100 cash back without any fees.

Fortunately, my application was denied before I even got home.

smiling smiley
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February 27, 2021 09:38PM
Thanks cease! I considered saying my application was denied, but I decided to be honest instead. Customer Service sent me a form to fill out to transfer 100% of the funds on the card. It's a lot of hoops to jump through.

"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
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February 28, 2021 05:12AM
Sounded like a royal PITA to me, plus $35 to get my own money (which is NOT reimbursed as part of the shop) -- no thanks!
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February 28, 2021 12:23PM
What's the $35 fee for? The bank transfer form, or the cash advance at your bank?

"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
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March 01, 2021 04:25AM
I believe it is what Emerald charges if you withdraw all the funds.
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March 01, 2021 06:26AM
@ceasesmith wrote:

You can also go to Walmart and "buy a package of gum" and get $100 cash back without any fees.
smiling smiley

A single banana should cost less than $.20 and no tax.
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March 01, 2021 11:46PM
The transfer form is free, so I opt for that route. I just have to wait until all of the refunds are loaded.

"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
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March 06, 2021 10:30AM
Emerald Card made it so difficult to do an ACH transfer. I spent days receiving forms from them that had wrong routing numbers.

I finally went to my bank to see what my options were. The money was in my account, less $35, by the time I got back to my car.

"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
Reply
March 06, 2021 10:30AM
Emerald Card made it so difficult to do an ACH transfer. I spent days receiving forms from them that had wrong routing numbers.

I finally went to my bank to see what my options were. The money was in my account, less $35, by the time I got back to my car.

"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
Reply
March 09, 2021 03:44AM
Thanks for the update.
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