Supra, in my situation, I use Krogers to defray travel expenses. I usually schedule for Mon. and Thurs., to purchase the reduced pizza and cooked chickens. In addition, I avail myself of both sale and reduced items. Finally, sometimes I am able to schedule competitor locations, thus permitting me to widen my field of purchasing.
For me, Kroger shops fit the bill. The Monday $5 pizza, for which I occasionally have a Kroger $1 coupon, are delicious. No goofy pics, restricted hrs., topping requirements nor a report other than for the store.
An old adage I have lived by for decades states, "Better to try and fail than to wonder what if?" I suggest scheduling ONE, but, at least for that trial, avoid the full service register. If it is not for a shopper, pocket the $20 and move on with life.