I say In N Out is the only place I can shop that I will gladly visit on my own dime. I love me some TXRH, but I'm not about to spend my own money there when I know I can wait and do a shop. I agree it's very good and reasonably priced, but I'd rather save my visits for shops instead of my $.
My general rule is to never patronize a food place where I get paid to visit. The only exception (so far) is In N Out.
As far as @SBP....I would not claim Buca Di Beppo to be great. I did shops for Buca many years ago. They are a failing chain that is getting smaller. They have closed many locations. I love their Apple Gorgonzola salad. The decor is nice...but if I want quality italian, I will go to Maggiano's (for a chain Italian place).
Now I do go to BJ's Brewhouse on my own dime but that is only because of the current gift card reimbursement, so I have to use the extra money somehow. They have a great happy hour and for NFL games, happy hour is ALL GAME LONG regardless of day of the week. So Sunday all day is basically happy hour prices or until SNF ends (around 8:15 PM PST).