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Financial fraud on shop

March 13, 2026 05:24PM
I was doing a recorded shop. And a credit account was opened in my name without being disclosed. Without going into too much detail, would you get a lawyer or assume this is risk of the shop?

Edited 1 time(s). Last edit at 03/13/2026 05:25PM by nolimitem.
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March 13, 2026 06:07PM
Ask yourself if your credit profile is more important than the shop fee. The shop does not necessarily have to be at risk. This is what happened due to the shop, right? I would communicate with the MSC about the incident. But, it is your decision to do what is best to protect your credit file in whatever way you see fit.
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March 13, 2026 06:12PM
That's serious stuff. Helllllll no I wouldn't assume this is risk of the doing the shop.

I don't think there are any Russians / And there ain't no Yanks
Just corporate criminals\ / Playin' with tanks
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March 13, 2026 06:15PM
I don't know if I would do either - contact a lawyer or let it go completely. I would re-listen to the recording (if possible) and confirm there was not a disclosure that I missed. I would contact the MSC and if they provide no assistance, then I would probably contact a credit bureau (there are 3 credit bureaus in the US - Experian, Equifax, Transunion). I believe within their tools you can try to dispute the opening of the credit line.
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March 13, 2026 06:22PM
I reported it as fraud and froze my credit with all 3.
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March 13, 2026 09:39PM
I feel like an exception should be made and we should know the institution that did this. Wells Fargo has been guilty of doing something similar.
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March 13, 2026 10:43PM
The MSC was not mentioned so the client could be named.
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March 14, 2026 01:47AM
Innovis is another major credit bureau. I would freeze my records with them too besides the main 3. So now it's 4
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