Anyone have trouble cashing ACL checks?

This post is not intended to badmouth ACL. I am very happy with them so far and just want some feedback. I went to my bank to deposit my first ACL check today. The teller left the window, and after a long time she came back and told me some of ACL's checks have bounced and asked if it was alright with me if she held it for 5 days to make sure it was ok. That way I wouldn't be charged a return fee. I, of course, said yes. I'm just wondering if this has happened to anyone else.

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Never, I basically deposit a check every month from them, I do it over my phone app, so no other human is involved.

Orlando - lightly shopping NC

They are likely referring to fake checks from scammers that have bounced, not actual check from ACL. The bank very likely doesn't know the difference.

There are reasons that a body stays in motion
At the moment only demons come to mind

Yes. I have also never had a problem cashing or depositing their checks in almost 10 years of working for them.

When I first started with my current bank they did this with all MSC checks, at least for the first one from each MSC deposited by me. This was to protect against scams.

I did a remote deposit on Wednesday. When it didn't show up in my account this morning, I took it into the bank. The teller didn't see a pending deposit, so it was likely operator error. I deposited the check with the teller.

"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton

@bgriffin wrote:

They are likely referring to fake checks from scammers that have bounced, not actual check from ACL. The bank very likely doesn't know the difference.

Anyone that has ever cashed a check knows the teller at the bank punches the account numbers from right off the check into the computer and it tells the teller what to do. The computer is the boss and it gave the yellow light to the bank warning that there had been problems with that account in the past. Yellow light slow down baby. So the bank took the route of waiting for the funds to appear.

Edited 1 time(s). Last edit at 04/26/2019 04:48AM by Sobrokeigot2dothis.

Never a problem with ACL checks in 14 years.

Based in MD, near DC
Shopping from the Carolinas to New York
Have video cam; will travel

Poor customer service? Don't get mad; get video.

@buddy-99
I need to ask a dumb question - just to make sure... You performed work for ACL several weeks ago and this check is modest payment for those services, yes?

Scammers will often send a large check to somebody in advance of work being completed, asking them to deposit the check and use the funds to perform a "shop" (such as purchasing and mailing gift cards). I had no issues with my recent ACL check, so the fact that yours got flagged makes me wonder if this is possible - in which case you should NOT follow through with the shop. These scams are very common and ACL's name is used in some of them.

Otherwise, it just sounds like your bank is doing its due-diligence to protect both you and itself.

Hard work builds character and homework is good for your soul.

I got my ACL check about 60 days after doing the work and mine was deposited and cleared with no issues.

I have worked with them for years. I haven't ever had a problem cashing checks from them.

@MFJ Correct. It was payment for my first 3 shops for them that I did last month. Thanks.

Edited 1 time(s). Last edit at 04/27/2019 12:15AM by buddy-99.

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