Five Guys Coupons
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Do you let other people use your account? Go read what you said, I didn't say it, you did.
@HonnyBrown wrote:
Where/how did I say that using cash promotes identity theft?
Also, how does fraud on a debit card equate to identity theft? If someone steals your debit/credit card number, does that mean (to you) that they have stolen your identity?
A bank will, not might, will, protect you if your cards are used fraudulently. No ifs, ands or buts. It's a law.
My posts are solely based on my opinions and for my entertainment, contact a professional if you need real advice.
When you get in debt you become a slave. - Andrew Jackson
When you get in debt you become a slave. - Andrew Jackson
Even us skinjob Cylons deserve a little respect 
@LisaSTL wrote:
Did you mean to call the colonel "colon."
Retail Me Not is offering a coupon on Aveda products.
BB&T is offering cash back on Olive Garden and Five Guys.
BB&T is offering cash back on Olive Garden and Five Guys.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
My bar audits required using cash, however, this month the MSC sent me an E-card used the same as cash to pay for drinks, food, etc. When I travel I need to notify my bank (credit union) that I'm going out of town and where I'm going...they will not accept a charge from out of town unless I tell them. This is for my debit card, and now with the chip and pin, I have no worries. Never had anything happen, if you notice an odd charge, they issue a new card right there. I can stop payment online for free. Since I don't want temptation, it works. I don't pay interest....In this business if a company doesn't pay or a report is rejected I don't have a fight. I only work for MSC's that pay, but when I opened this I didn't know and wanted to be safe
Edited 1 time(s). Last edit at 11/07/2016 03:08PM by Irene_L.A..
Live consciously....
Edited 1 time(s). Last edit at 11/07/2016 03:08PM by Irene_L.A..
Irene that's awesome that your credit union does that. I use my debit card because I get cash back every month. Crappy Credit Union offered cash back annually. That was nice, but they could never explain how I got it.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
@HonnyBrown wrote:
Irene that's awesome that your credit union does that. I use my debit card because I get cash back every month. Crappy Credit Union offered cash back annually. That was nice, but they could never explain how I got it.
Yes, my credit union is the best. I also get cash back every time I use my debit car, it's automatic. I changed from years at B/A we i moved up here.. I was looking to buy a car, that's how I found them.
Live consciously....
Saying credit cards are so safe is just false. My Brother-in-law and sister were traveling, and in London had their CC# stolen and 8,000 charged, talk about a mess. These things are not preventable, and credit cards are no safer than your debit card, plus for a shopper like me, have proven dangerous. My bank account is not used completely for work...I know what I can spend and work with that in mind using my debit card. We all work differently, find your own safe way, what works for one, won't work for another, why put someone down for finding their own way...if I took half the advice on the forum, G__ help me!!
Edited 1 time(s). Last edit at 11/07/2016 05:14PM by Irene_L.A..
Live consciously....
Edited 1 time(s). Last edit at 11/07/2016 05:14PM by Irene_L.A..
My Crappy Credit Union offers great rates but only to the first few who apply (or relatives of employees).
No plastic is safe, however there are laws in place to protect consumers. Banks act as though they are doing us a favor by refunding our money, but they have to.
I did a bank shop today. One of the features of the debit card was that they refunded any fraud right away. I told him that it was a law, and they had no choice.
No plastic is safe, however there are laws in place to protect consumers. Banks act as though they are doing us a favor by refunding our money, but they have to.
I did a bank shop today. One of the features of the debit card was that they refunded any fraud right away. I told him that it was a law, and they had no choice.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
Best Buy has HP printers (all in ones) for $30.
BB&T has cash back for Potbelly, Subway and Five Guys.
BB&T has cash back for Potbelly, Subway and Five Guys.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
Is anyone doing the Krispy Kreme shop? RetailMeNot has a coupon for a free donut with a coffee purchase.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
Actually no coupon needed. For the month of February purchase any coffee and get 1 free original glazed donut. Yum.
Is anyone doing a shop at Timberland? BB&T has 10% cash back. They also have 10% cash back for 5 Guys.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
Same with Bank of America if you use one of their debit or credit cards. I'm waiting for my milkshake shop before I use the card that will yield that reward. 
PNC also has the cash back rewards for 5 Guys.
@HonnyBrown wrote:
isaiah, in my experience, thieves don't drain a bank account at once. They do a withdrawal of a few cents and increase the amount until the account is drained.
Because I monitor my account, I stop the fraud when the few cents posts. Then I get it back. Those pennies are mine.
Why is a debit card safest? In addition to the information Buffalo posted, any fraud under $750 is immediately returned to your account. If it's over $750, then an investigation has to be done.
With a credit card, the holder has to pay $50.
With cash, you have no protection.
...... I've never had to pay $50 in all the times my credit card was stolen and fraudulently used. One of those times included charges as high as $1,500, which was reversed and investigated immediately.
@Irene_L.A. wrote:
My bar audits required using cash, however, this month the MSC sent me an E-card used the same as cash to pay for drinks, food, etc. When I travel I need to notify my bank (credit union) that I'm going out of town and where I'm going...they will not accept a charge from out of town unless I tell them. This is for my debit card, and now with the chip and pin, I have no worries. Never had anything happen, if you notice an odd charge, they issue a new card right there. I can stop payment online for free. Since I don't want temptation, it works. I don't pay interest....In this business if a company doesn't pay or a report is rejected I don't have a fight. I only work for MSC's that pay, but when I opened this I didn't know and wanted to be safe
How do you make online purchases? Hopefully you don't have to call and let me know whenever you're buying something online.
Very infrequently shopping the Greater Denver Area, Colorado Springs and in-between in Colorado these days.
@Irene_L.A. wrote:
Saying credit cards are so safe is just false. My Brother-in-law and sister were traveling, and in London had their CC# stolen and 8,000 charged, talk about a mess. These things are not preventable, and credit cards are no safer than your debit card, plus for a shopper like me, have proven dangerous. My bank account is not used completely for work...I know what I can spend and work with that in mind using my debit card. We all work differently, find your own safe way, what works for one, won't work for another, why put someone down for finding their own way...if I took half the advice on the forum, G__ help me!!
Credit cards, which are not directly tied to your account is safer than carrying around cash, ATM cards or debit cards. It might be a headache to go through whenever large sums were stolen like your family's experience, but I'd rather have the thieves not touch my checking / savings account or cash, which is basically untraceable.
But totally agree, Irene, we all follow our own ways. Since debit works better for YOU, no problem!
Very infrequently shopping the Greater Denver Area, Colorado Springs and in-between in Colorado these days.
Anyone doing a BWW shop today? Wings are buy one, get one free for the boneless.
"I told myself to quit you; but I don't listen to drunks." -Chris Stapleton
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