@daaron53 wrote:
I have gotten two fraudulent checks from people or companies how do i know who is legit and who is not
Hi daaron53
You say that "I have gotten two fraudulent checks". If you are describing the checks as fraudulent, are they not fraudulent?
Then you ask "how do i know who is legit and who is not" why do you want to make that differentiation if you are already suspicious?
Here how the scam may work:
You will be presented with a monetary instrument, say a check or a money order for $2500.
The fraudster will ask you to deposit that check into your account and return $1000.00 back to them.
If you do so, and the monetary instrument you received is fraudulent as you said then you are out a $1000.00 because your bank will not honor it. Plus it takes longer times to clear these monetary instruments especially if it is issued overseas.
This is a classical Social Engineering scheme that makes you think you are going to make $1500.00 for a simple task, but in reality, it is going to cost you $1000.00 and your reputation with the bank.
Please share full details with the Forum so others can be on the look out. Tell us the full story and don't be embarrassed, we all fall for scams and the only way to not fall for them is by EDUCATION.
Be careful out there. But if you really feel audacious, try and wait until the monetary instrument clears your bank and funds are TRULY deposited in your account. If they call, tell them that the monetary instrument has not cleared yet and you can't do a thing before it clears, and that will hopefully take you off their radar as a smart consumer you will be pegged.
Reading the rest of the thread I see you have already done so, and that was marvelous.