I did the same shop (and they are still available). The Banker found all the original paperwork (signature cards, copy of my ID, etc.) online and the original bankers' notes. The branch manager came over. It was not possible to plausibly deny that I had opened the account. I said something to the effect of "must have forgotten". I reported exactly what happened, and I got paid. I have declined to do another one even remotely like this one.
@quovatis wrote:
The most awkward shop I did was going in-person to a bank and telling them an account I opened was unauthorized. What was supposed to happen is the banker simply tells me to call a number and I leave. But the banker I got was particularly thorough, and she investigated the case in front of me. She pulled up my signature from when I opened the account and compared it to my drivers license and commented that it matched perfectly (and showed this to me on the computer). The banker got on the phone and explained her findings and was digging deeper. I feigned getting a text, and told the banker I had a family emergency and had to leave immediately. It worked, and I was given the number to call and got paid, but I'm not doing that again. I got letters in the mail from the bank about my inquiry, even though in the follow-up phone call I revealed myself and they were supposed to clear all the complaints.
Shopping Southeast Pennsylvania, Delaware above the canal, and South Jersey since 2008