The age requirement used to be 65. When they needed a bunch done they would start lowering. Now it is just listed as 45. I'm sure that 20 years automatically gave them a big bump in shoppers. It always confused me anyway because the starting age for seminar shops was 45. People plan to go to seminars and you need an excuse handy for being there if you are younger. Kiosks are in grocery and drugstores. Easy enough to be there for another reason and just happen upon the agent.
Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.