Just an aside, for the last few (or several? I forget now... been through a lot of stressful things lately) payment cycles, I have been paid by JMRidgway ON TIME, and WITHOUT having to ask!!!
'On time' is still on a two-month delay, with May shops being paid in July, for instance; but at least it shows up right when it's supposed to, unprompted, now.
The scheduler I work with there is great, too.
Practitioner of the Nerdly Arts.