Second to None may be legitimate, but I am very disappointed in them. They rejected a shop because I did not get the name of the person who called to schedule an in-home medical exam. They did not inform me that they rejected it. I had to find out by going on their website. While I understood that getting the name was a requirement, they should have a better sytem in place that if you forget to do something as minor as that, that you do not end up subjecting yourself to having someone come to your home to take blood and urine. I feel taken advantage of. I provided an excellent shop, with very detailed information about the examiner, that I guarantee they used, but I was not paid for my blood, sweat and tears. Literally.