Pw21: yes, currency exchange is unfair, a lot probably need travel bonus so they are trying to save on lower fee, my guess. Call shops are even worst; they dropped the fee from $15 to $10 after shortening the report by few Yes/No answers; narrative is still there. I used to do a lot of these; I still do them but maybe couple per month, and think if they are worth it....I have a small child so I can’t be too selective these days. When I see a comment regarding taking on low paying shops, I think of these $10 call shops.