To be honest, I don't have the cash to borrow from savings right now. I used my savings to make payments on my credit cards because I needed to lower my utilization to prepare for a major inquiry coming up to help finance some major property purchases coming up. I didn't make that much last pay period so I had to prepare another way. In order to cover the two autopays (one being my cell phone which I can't just move the payment), I will have to go take a cash advance off of my WalMart card. This will cost me time and additional interest. This is highly inconvenient and stressful. I am already stressed because this is my first tax lien purchase and my first property purchase in my entire life which is following a time when I didn't make that much. The city is not going to change the date of the auction to suit me. This is a "subsequent" tax auction meaning no one wanted the property at the original auction. These only happen once a year. You can purchase the property at a drastically reduced rate, (bidding starts at only $400). I don't want to wait another year. So I have to get these things worked out as best as I can. And to top it off the heat is causing the ants to come into my house right now and I don't have the money to call a bug man out right now. I know none of this really your concern or exactly related, but I think the majority of people whose money was late today had something going on in their life that made them want their money today and are disappointed. I can't just let them charge me an overdraft because I can't afford to lose the money right now. So this is an extra step that I should not have to take the time to do.