Yes; however, I've been stacking AMEX offers as tax-free savings that is basically income, so I take that into considering when pickup up their shops. Plus, many of their fine-dining shops are simple enough, on top of allowing me to easily churn any new credit cards that returns me ~18-22% return in tax-free income equivalents.
For example, many of their large restaurants offer $10 off $50 or $15 off $50, etc. via AMEX Offers on top of additional percentages back.
Either that, or I'm building up to a ~$500-600 reward for $3,000 spent (plus ~$60 in cash back), which is a ~18-22% return (or can be seen as 18-22% cash back)
Also, another relevant example is for an upcoming shop I have for them... I really, really like how they are OK with the use of gift cards with the majority of their shops. I get ~$200 of free gift cards a year from 2 of my no fee credit cards. I used $80 of that to obtain $100 worth of gift cards for the upcoming dinner shop I have, which also has a $100 reimbursement limit. So not only it's a way to convert $80 in gift cards to a cash reimbursement, I also pocket $20 out of that wedge.
Shopping the Greater Denver Area, Colorado Springs and in-between in Colorado. 33 year old male and willing to travel!
Edited 1 time(s). Last edit at 10/10/2019 03:15PM by Tarantado.