ACE going to PayQuicker
Warning: For Full Access Please Log In or Create an Account (Free)
Bay - The "Kick back" we get is the satisfaction of knowing our shoppers are receiving payment from a US based company INSTANTLY.
As for shoppers not being notified, I can attest that emails have been emailed as far back as August of 2011 and prior to each monthly payment. Neither you nor I can say what happened to those emails or why some say they did receive them while a few others state that they did not. Many shoppers I have spoken to have found those emails when they searched their junk/spam folders.
In addition to those emails, every shopper had to renew their IC agreement which clearly stated our payment had changed to PayQuicker. We made it easily accessible for shoppers to fully understand what PayQuicker offered BEFORE shoppers could even apply for additional shops. Some shoppers requested a paper check while they could research PayQuicker and I accommodated that.
SEVERAL documents were uploaded to our online system for shoppers to access once they were logged into our site. Those documents explained in great detail why we switched to PayQuicker, what PayQuicker has to offer, how we were paying for shoppers to receive their instant payments for FREE, and how to easily link their PayQuicker account to their PayPal account.
We posted a lot of information, as well as emailing everyone, in the attempt to spread the word and let everyone know that we changed our payment structure. Our website was updated with additional information for all new and existing shoppers to be fully informed. That page can be found through our shopper resource page, to the left called shopper payments.
Some people do not understand and are less appreciative of all the hard work Mystery Shopping Companies do behind the scenes to make everything run smoother and allow shoppers to be PAID QUICKER.
As for advertising, when you believe in the excellent service that a company provides it makes it extremely easy for us to stand up and shout how great PayQuicker is!!!
Tiffany Stewart, CEO/CFO
ACE Mystery Shopping
As for shoppers not being notified, I can attest that emails have been emailed as far back as August of 2011 and prior to each monthly payment. Neither you nor I can say what happened to those emails or why some say they did receive them while a few others state that they did not. Many shoppers I have spoken to have found those emails when they searched their junk/spam folders.
In addition to those emails, every shopper had to renew their IC agreement which clearly stated our payment had changed to PayQuicker. We made it easily accessible for shoppers to fully understand what PayQuicker offered BEFORE shoppers could even apply for additional shops. Some shoppers requested a paper check while they could research PayQuicker and I accommodated that.
SEVERAL documents were uploaded to our online system for shoppers to access once they were logged into our site. Those documents explained in great detail why we switched to PayQuicker, what PayQuicker has to offer, how we were paying for shoppers to receive their instant payments for FREE, and how to easily link their PayQuicker account to their PayPal account.
We posted a lot of information, as well as emailing everyone, in the attempt to spread the word and let everyone know that we changed our payment structure. Our website was updated with additional information for all new and existing shoppers to be fully informed. That page can be found through our shopper resource page, to the left called shopper payments.
Some people do not understand and are less appreciative of all the hard work Mystery Shopping Companies do behind the scenes to make everything run smoother and allow shoppers to be PAID QUICKER.
As for advertising, when you believe in the excellent service that a company provides it makes it extremely easy for us to stand up and shout how great PayQuicker is!!!
Tiffany Stewart, CEO/CFO
ACE Mystery Shopping
BTW, in response to Tracy. Please read the first line of my post again. I never said or made an assumption that your current shoppers were not satisfied. They are choosing to continue to do business with you when they have the choice to stop that tells me they are very satisfied. What I actually said was there is no need to keep trying to convince the rest of us.
Your former shoppers, many of whom had high regard for your company seem to be the ones that are dissatisfied. It's your business and you make the decisions that are best for you and your business. However, just like the other shoppers who have commented, I run a business too and make decisions that are best for me and my business.
Your former shoppers, many of whom had high regard for your company seem to be the ones that are dissatisfied. It's your business and you make the decisions that are best for you and your business. However, just like the other shoppers who have commented, I run a business too and make decisions that are best for me and my business.
Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
LisaSTL - Thank you for your clarification. I wish you well in your business.
Tiffany Stewart, CEO/CFO
ACE Mystery Shopping
Tiffany Stewart, CEO/CFO
ACE Mystery Shopping
I still see nothing that would convince me this service is any better. You are making assumptions by saying we do not understand or appreciate what goes on behind the scenes. I'm not sure why one business owner would say that to so many other business owners. You also keep insisting that this service does everything faster and better than PayPal when in fact they do not.
As I said before this is business. I didn't take it personally when you made the change and I'm not sure why you seem to be taking it so personally.
As I said before this is business. I didn't take it personally when you made the change and I'm not sure why you seem to be taking it so personally.
Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
TiffanyACE Wrote:
-------------------------------------------------------
> Flash - Enjoy your nap!
>
> Tiffany Stewart, CEO/CFO
> ACE Mystery Shopping
Hmmm. Methinks I am not the one asleep at the switch here . . .
-------------------------------------------------------
> Flash - Enjoy your nap!
>
> Tiffany Stewart, CEO/CFO
> ACE Mystery Shopping
Hmmm. Methinks I am not the one asleep at the switch here . . .
Flash Wrote:
-------------------------------------------------------
> I see an absolutely HUGE difference between
> PayQuicker and PayPal.
>
> PayPal is wholly owned by eBay, which was started
> in 1995 and became a publicly traded company in
> 1998. PayPal was bought by eBay in 2002. eBay
> itself has an enterprise value of close to $40
> billion and employs 27,770 full time employees.
> It is scrutinized by the SEC, the NASD and
> analysts because it is a publicly traded company.
> It shows profits quarter after quarter, year after
> year.
>
> PayQuicker is how old? How many employees?
> Scrutinized by what regulatory agencies? Running
> their business through a bank that as we have
> noted before is considered to be at risk.
>
> This strikes me as serving orange Kool Aid for
> breakfast instead of freshly squeezed orange
> juice. Maybe nobody will notice the difference
> because they are still too far asleep.
----------
When PayPal first got started, I am sure there were many people skeptical of this new method of payment. Now, there's a new player in town, Pay Quicker.
I guess time and customer support will tell just how successful this company will be.
Give it a chance!
-------------------------------------------------------
> I see an absolutely HUGE difference between
> PayQuicker and PayPal.
>
> PayPal is wholly owned by eBay, which was started
> in 1995 and became a publicly traded company in
> 1998. PayPal was bought by eBay in 2002. eBay
> itself has an enterprise value of close to $40
> billion and employs 27,770 full time employees.
> It is scrutinized by the SEC, the NASD and
> analysts because it is a publicly traded company.
> It shows profits quarter after quarter, year after
> year.
>
> PayQuicker is how old? How many employees?
> Scrutinized by what regulatory agencies? Running
> their business through a bank that as we have
> noted before is considered to be at risk.
>
> This strikes me as serving orange Kool Aid for
> breakfast instead of freshly squeezed orange
> juice. Maybe nobody will notice the difference
> because they are still too far asleep.
----------
When PayPal first got started, I am sure there were many people skeptical of this new method of payment. Now, there's a new player in town, Pay Quicker.
I guess time and customer support will tell just how successful this company will be.
Give it a chance!
Flash - Methinks I agree to disagree with you. 
)
Tiffany Stewart, CEO/CFO
ACE Mystery Shopping
)
Tiffany Stewart, CEO/CFO
ACE Mystery Shopping
I happily shopped ACE for 16 months until I performed 2 shops in early September before learning about PayQuicker on this forum rather than from ACE. Tiffany's post earlier tonight about e-mails being sent and about shoppers having to renew their IC before accepting shops implys that ALL shoppers were e-mailed and that no one was able to accept shops until they had accepted the new IC. I was NOT required to renew my IC until 9/23, long after I had accepted September shops. I saw the e-mail sent to some shoppers (I was not one of the shoppers the e-mail was sent to) when Angie posted a copy of the e-mail on the forum.
I commented on the forum that I was disappointed that all shoppers were not notified, and on 9/23 in this thread Julie Simbro responded:
"I will try to explain to you why we did it how we did it and hopefully, you will understand from our perspective.
1) We have 150,000+ mystery shoppers. We sent an email out to only a small batch (the current shoppers to be paid) because we just do not have the man power to effectively answer questions from 150,000 shoppers that may or may not ever shop for us. Even though we only sent the notification to shoppers with pending checks, (which we'll do again for next payroll), we still were overwhelmed with questions. We felt that notifying current shoppers would be the most manageable for us to be able to take the time each shopper needs to answer their questions.
2) If we had given a month or more notice, AND sent it to ALL of our shoppers it would have been disastrous. Imagine, all those shoppers posting here and letting it fester for weeks before we had "happy" feedback. Now that we've made several payments, we are expecting to start getting some good feedback on the forum. "
Julie was stand-up in her post acknowledging that she made a decision to deliberately not notify shoppers because she felt notifying shoppers would be disastrous. Anyone who wants to read Julie's whole post can go here: [www.mysteryshopforum.com]
I don't plan to argue about PayQuicker. Some shoppers may love it, others may not, but Bay is correct that all shoppers were not notified before and during this change. Julie verified that on 9/23, along with telling us it was a deliberate decision on her part.
I commented on the forum that I was disappointed that all shoppers were not notified, and on 9/23 in this thread Julie Simbro responded:
"I will try to explain to you why we did it how we did it and hopefully, you will understand from our perspective.
1) We have 150,000+ mystery shoppers. We sent an email out to only a small batch (the current shoppers to be paid) because we just do not have the man power to effectively answer questions from 150,000 shoppers that may or may not ever shop for us. Even though we only sent the notification to shoppers with pending checks, (which we'll do again for next payroll), we still were overwhelmed with questions. We felt that notifying current shoppers would be the most manageable for us to be able to take the time each shopper needs to answer their questions.
2) If we had given a month or more notice, AND sent it to ALL of our shoppers it would have been disastrous. Imagine, all those shoppers posting here and letting it fester for weeks before we had "happy" feedback. Now that we've made several payments, we are expecting to start getting some good feedback on the forum. "
Julie was stand-up in her post acknowledging that she made a decision to deliberately not notify shoppers because she felt notifying shoppers would be disastrous. Anyone who wants to read Julie's whole post can go here: [www.mysteryshopforum.com]
I don't plan to argue about PayQuicker. Some shoppers may love it, others may not, but Bay is correct that all shoppers were not notified before and during this change. Julie verified that on 9/23, along with telling us it was a deliberate decision on her part.
AustinMom - Julie's statement was referring to the initial email that went out at the beginning of August to the shoppers who were scheduled for payment later that same month. Those shoppers were given the option to receive a paper check, without charging the check processing fees, for that payment and any shops they had already applied for and/or completed for the following payment as well. We honored each and every shopper that requested a check. Many of which are now using PayQuicker!
Are you trying to say that we simply did not send out emails? We did. All shoppers that shopped for us, were receiving payments, and had applied for shops were indeed emailed. Again, I cannot guarantee that they received their email but we did send them out. Have you ever had an email end up in your spam or junk folder?
Is it a secret that we are using PayQuicker? No.
Do we have multiple ways of shoppers to be fully educated about our payment platform, PayQuicker, prior to applying for shops? Yes, we have tried very hard to educate all of our shoppers.
Thank you for your comment and bringing Julie's comment to light. I think many that had not read it will benefit from doing so.
Sincerely,
Tiffany Stewart, CEO/CFO
ACE Mystery Shopping
Are you trying to say that we simply did not send out emails? We did. All shoppers that shopped for us, were receiving payments, and had applied for shops were indeed emailed. Again, I cannot guarantee that they received their email but we did send them out. Have you ever had an email end up in your spam or junk folder?
Is it a secret that we are using PayQuicker? No.
Do we have multiple ways of shoppers to be fully educated about our payment platform, PayQuicker, prior to applying for shops? Yes, we have tried very hard to educate all of our shoppers.
Thank you for your comment and bringing Julie's comment to light. I think many that had not read it will benefit from doing so.
Sincerely,
Tiffany Stewart, CEO/CFO
ACE Mystery Shopping
I did a shop for ACE and was payed through PayQuicker without any notice to me that your method of payment had changed. This was my first, and last, shop for you.
From what I am reading, you are saying that I did not receive an email because I had not shopped for you before, although I was registered as a shopper. Perhaps a notice, then, before I did the shop to let me know would have been appropriate.
Sure, I get mail sent to my spam folder. That is why I go through my junk folder on my work email every day, as often as I check my inbox. I can't afford to miss work emails.
The problem I have is not with PayQuicker it is
a) That I was not notified prior to doing the shop that the policy had changed
b) That to shop for you I have to have yet another account which I do not need or want. (This, of course, is easily solved by not shopping for ACE)
c) That the people representing ACE have not simply admitted that not notifying shoppers was an error on their part.
d) That ACE is trying to convince us that PayQuicker is great to the point that it feels as if they get something for marketing.
Edited 1 time(s). Last edit at 02/17/2012 08:12AM by Bay.
From what I am reading, you are saying that I did not receive an email because I had not shopped for you before, although I was registered as a shopper. Perhaps a notice, then, before I did the shop to let me know would have been appropriate.
Sure, I get mail sent to my spam folder. That is why I go through my junk folder on my work email every day, as often as I check my inbox. I can't afford to miss work emails.
The problem I have is not with PayQuicker it is
a) That I was not notified prior to doing the shop that the policy had changed
b) That to shop for you I have to have yet another account which I do not need or want. (This, of course, is easily solved by not shopping for ACE)
c) That the people representing ACE have not simply admitted that not notifying shoppers was an error on their part.
d) That ACE is trying to convince us that PayQuicker is great to the point that it feels as if they get something for marketing.
Edited 1 time(s). Last edit at 02/17/2012 08:12AM by Bay.
My main objection to PayQuicker is having one more account to monitor. Are they really so superior to PayPal to make it worthwhile?
They are not superior at all to PayPal for shoppers. Read up on the fees they charge for an account and you will see for yourself. For shoppers who have the opportunity to work for ACE monthly it may not be an issue. For those of us who have jobs only a couple of times year the fees we would be charged would take a large chunk of any commissions received.
Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
Hello Everyone!
This is Steve from PayQuicker. I've read with interest most of the recent blogs.
Let me start by saying that ACE (or any other company we do business with), does not nor has ever received kickbacks or incentives for talking up PayQuicker. As hard as it may be to believe for some of you, they are apparently simply reporting back to the industry their most recent experiences and feedback from the majority of their shoppers who are now using PayQuicker. They don't need to report on the negative feedback, it's here for everyone to read.
ACE's feedback to us, as well as some of the constructive criticism in these blogs, has assisted us in fine tuning our service to meet the needs of the Mystery Shopping Industry. The most recent change being with the free debit card, as Tiffany described in a recent blog. We understood that Shoppers with PayQuicker accounts wanted as immediate access to their funds as possible, and with the card, that is now a reality.
As far as which payment service is better or worse, that's typically subjective, right? We've simply created a platform where funds are secured by the FDIC through a US based bank that has been federally regulated for well over 50 years. Each account holder is provided a unique account number and routing number and your funds are not pooled nor co-mingled. They are specific to your account number, safe and seperate from everyone elses money. (therefore, FDIC insurance is more powerful and protective when applied to your specifc account as opposed to a pooled funds account)
So, does PayQuicker benefit ACE? Sure it does! It costs them less to get money in your hands quickly through a simplified process. Does PayQuicker benefit the Receiver? We sure think so! Start spending your payments within minutes of getting paid. Not such a bad concept. Might PayQuicker require a change or something different than what one might have now? Quite possibly. But we've spent years bringing PayQuicker to market because we believe the value and benefits are there.
As always, feel free to contact me at any time about any PayQuicker related comments, issues or questions. If you don't get me on the first call, be sure to leave a message and I WILL get back to you in short order.
Thanks & take care,
Steve
Steve Manetta, VP of Business Development
PayQuicker
866-400-2712 select option 2 for Support and ask for Steve (I', the only "Steve" here!) :-)
This is Steve from PayQuicker. I've read with interest most of the recent blogs.
Let me start by saying that ACE (or any other company we do business with), does not nor has ever received kickbacks or incentives for talking up PayQuicker. As hard as it may be to believe for some of you, they are apparently simply reporting back to the industry their most recent experiences and feedback from the majority of their shoppers who are now using PayQuicker. They don't need to report on the negative feedback, it's here for everyone to read.
ACE's feedback to us, as well as some of the constructive criticism in these blogs, has assisted us in fine tuning our service to meet the needs of the Mystery Shopping Industry. The most recent change being with the free debit card, as Tiffany described in a recent blog. We understood that Shoppers with PayQuicker accounts wanted as immediate access to their funds as possible, and with the card, that is now a reality.
As far as which payment service is better or worse, that's typically subjective, right? We've simply created a platform where funds are secured by the FDIC through a US based bank that has been federally regulated for well over 50 years. Each account holder is provided a unique account number and routing number and your funds are not pooled nor co-mingled. They are specific to your account number, safe and seperate from everyone elses money. (therefore, FDIC insurance is more powerful and protective when applied to your specifc account as opposed to a pooled funds account)
So, does PayQuicker benefit ACE? Sure it does! It costs them less to get money in your hands quickly through a simplified process. Does PayQuicker benefit the Receiver? We sure think so! Start spending your payments within minutes of getting paid. Not such a bad concept. Might PayQuicker require a change or something different than what one might have now? Quite possibly. But we've spent years bringing PayQuicker to market because we believe the value and benefits are there.
As always, feel free to contact me at any time about any PayQuicker related comments, issues or questions. If you don't get me on the first call, be sure to leave a message and I WILL get back to you in short order.
Thanks & take care,
Steve
Steve Manetta, VP of Business Development
PayQuicker
866-400-2712 select option 2 for Support and ask for Steve (I', the only "Steve" here!) :-)
When does this stop being a discussion between the shoppers on this forum and an advertisement?
Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
Hello LisaSTL,
Well if that's an advertisement, my apologies. I did a lousy job. There's no call to action ;-)
We have a stake in this industry and are working hard to be a bigger part of it. My apologies if my comments are not welcome here. I am part of these forums to stay educated about the industry and to keep my finger on the pulse of it so as to improve what services we do or can provide to it.
And actually, I'm simply compelled to chime in when I believe inaccuracies or misunderstandings about my company or our services are being claimed. Help me understand which fees in particular you are referring to that may "discriminate" against Shoppers who might only get paid for a couple of shops per year. I'd be happy to take a closer look at those and potentially address them if actually a hinderence.
Thanks!
Steve
Well if that's an advertisement, my apologies. I did a lousy job. There's no call to action ;-)
We have a stake in this industry and are working hard to be a bigger part of it. My apologies if my comments are not welcome here. I am part of these forums to stay educated about the industry and to keep my finger on the pulse of it so as to improve what services we do or can provide to it.
And actually, I'm simply compelled to chime in when I believe inaccuracies or misunderstandings about my company or our services are being claimed. Help me understand which fees in particular you are referring to that may "discriminate" against Shoppers who might only get paid for a couple of shops per year. I'd be happy to take a closer look at those and potentially address them if actually a hinderence.
Thanks!
Steve
Flash Wrote:
-------------------------------------------------------
> I see an absolutely HUGE difference between
> PayQuicker and PayPal.
>
> PayPal is wholly owned by eBay, which was started
> in 1995 and became a publicly traded company in
> 1998. PayPal was bought by eBay in 2002. eBay
> itself has an enterprise value of close to $40
> billion and employs 27,770 full time employees.
> It is scrutinized by the SEC, the NASD and
> analysts because it is a publicly traded company.
> It shows profits quarter after quarter, year after
> year.
>
> PayQuicker is how old? How many employees?
> Scrutinized by what regulatory agencies? Running
> their business through a bank that as we have
> noted before is considered to be at risk.
>
> This strikes me as serving orange Kool Aid for
> breakfast instead of freshly squeezed orange
> juice. Maybe nobody will notice the difference
> because they are still too far asleep.
These are exactly the reasons that I do not feel comfortable with payquicker. Reading all the comments from the different forums, I would like to add that paypal also keeps the money in FDIC insured bank accounts which are the following:
Bank of America, N.A., Citibank, N.A., HSBC Bank USA, N.A., RBS Citizens Bank, N.A. and Wells Fargo Bank, N.A..
Payquicker uses the infamous Kardashian card issuing bank for US based transactions, and GBC, an Antigua based bank for their international accounts. The international bank had their visa debit program shut down by Visa International this fall, when Visa did a formal audit of the bank operations.
Paypal allows me to do everything that Steve said that payquicker is doing, plus paypal is using more reputable banks and belongs to a major publicly traded company.
V1. Allow payments to accumulate (protected by FDIC insurance)
V (I constantl transfer he money to my bank account for free.)2. Send a direct deposit (ACH) to your bank (normally a $1 fee but waived by ACE for ACE shoppers)
V3. Send a direct deposit to others bank accounts
(Have not used it with paypal so I do not know whether they offer it.)
4. Send yourself or others a paper check (fulfillment by PayQuicker platform) There is a fee based on destination country of paper check
V5. You can request a Visa prepaid debit card from PayQuicker. Move funds to it for free from your PayQuicker account for immediate use, and when used as a credit card with a "wet" signature, there is no fee. Competitive rates with other similarly featured cards - $4.95 issuing fee and $1.95 monthly maintenance fee.
I am also concerned that there is no chatter among financial/technical/banking blogs or journals that comment on new technologies. All the information about payquicker always lead to a news release from the company, or marketing to web affiliates.
The only difference for MS companies is that paypal charges a percentage based on payments made, whereas payquicker charges a flat fee.However, as a shopper, this does not concern me. I still get all my payments free so this only concerns the MS companies. However, as an IC, we have a choice to decide the MS companies we associate with based on different variables, from type of shops/reports, to website platform used to payment time and METHOD of payment. As shoppers we need to know the facts and each one of us can decide whether they want to continue shopping with ACE and utilizing payquicker for their transactions. That's the reason we visit the forums, to learn problems that people might have with different companies and pick up tips to make our personal business more profitable.
-------------------------------------------------------
> I see an absolutely HUGE difference between
> PayQuicker and PayPal.
>
> PayPal is wholly owned by eBay, which was started
> in 1995 and became a publicly traded company in
> 1998. PayPal was bought by eBay in 2002. eBay
> itself has an enterprise value of close to $40
> billion and employs 27,770 full time employees.
> It is scrutinized by the SEC, the NASD and
> analysts because it is a publicly traded company.
> It shows profits quarter after quarter, year after
> year.
>
> PayQuicker is how old? How many employees?
> Scrutinized by what regulatory agencies? Running
> their business through a bank that as we have
> noted before is considered to be at risk.
>
> This strikes me as serving orange Kool Aid for
> breakfast instead of freshly squeezed orange
> juice. Maybe nobody will notice the difference
> because they are still too far asleep.
These are exactly the reasons that I do not feel comfortable with payquicker. Reading all the comments from the different forums, I would like to add that paypal also keeps the money in FDIC insured bank accounts which are the following:
Bank of America, N.A., Citibank, N.A., HSBC Bank USA, N.A., RBS Citizens Bank, N.A. and Wells Fargo Bank, N.A..
Payquicker uses the infamous Kardashian card issuing bank for US based transactions, and GBC, an Antigua based bank for their international accounts. The international bank had their visa debit program shut down by Visa International this fall, when Visa did a formal audit of the bank operations.
Paypal allows me to do everything that Steve said that payquicker is doing, plus paypal is using more reputable banks and belongs to a major publicly traded company.
V1. Allow payments to accumulate (protected by FDIC insurance)
V (I constantl transfer he money to my bank account for free.)2. Send a direct deposit (ACH) to your bank (normally a $1 fee but waived by ACE for ACE shoppers)
V3. Send a direct deposit to others bank accounts
(Have not used it with paypal so I do not know whether they offer it.)
4. Send yourself or others a paper check (fulfillment by PayQuicker platform) There is a fee based on destination country of paper check
V5. You can request a Visa prepaid debit card from PayQuicker. Move funds to it for free from your PayQuicker account for immediate use, and when used as a credit card with a "wet" signature, there is no fee. Competitive rates with other similarly featured cards - $4.95 issuing fee and $1.95 monthly maintenance fee.
I am also concerned that there is no chatter among financial/technical/banking blogs or journals that comment on new technologies. All the information about payquicker always lead to a news release from the company, or marketing to web affiliates.
The only difference for MS companies is that paypal charges a percentage based on payments made, whereas payquicker charges a flat fee.However, as a shopper, this does not concern me. I still get all my payments free so this only concerns the MS companies. However, as an IC, we have a choice to decide the MS companies we associate with based on different variables, from type of shops/reports, to website platform used to payment time and METHOD of payment. As shoppers we need to know the facts and each one of us can decide whether they want to continue shopping with ACE and utilizing payquicker for their transactions. That's the reason we visit the forums, to learn problems that people might have with different companies and pick up tips to make our personal business more profitable.
Well stated Kate. As far as I am concerned, the jury is in.
Posting on forums and internet searches pretty much tell the tale of Payquicker.
I think its time to end this conversation...
Posting on forums and internet searches pretty much tell the tale of Payquicker.
I think its time to end this conversation...
Shopping Bama and parts of Georgia.
I'm still learning 24/7.
I'm still learning 24/7.
In the email from Mystery Shopper Manual this morning, she was asking: Would you sign up with PayQuicker to keep working for ACE. I, together with some others, commented on that. [www.mysteryshoppersmanual.com]
After lunch, we checked the (snail) mail and there was a letter from the Pres of University Natl Bank, advising they're dropping PayQuicker as of the end of the month. No notice from ACE or PQ yet... strange.
Also strange the wording referring to "Prepaid Card". Me, I had no idea this was a prepaid card, nor did I get one, and therefore wouldn't have access to the info on the back he is referring to.
This is the text of the letter:
Dear Valued Customer,
We are writing to inform you that University National Bank will be discontinuing its prepaid card program with PayQuicker effective July 30, 2012 . Our records indicate that you are an active prepaid card holder with this program and as a result of your existing prepaid card will be closed and deactivated on July 3, 2012. In the near future, you may receive additional correspondence from PayQuicker about a replacement product.
If you have funds remaining on your existing prepaid card after July 30, 2012, University National Bank will distribute your funds by check or a prepaid card. The funds will be send to the address listed above. Pleas call the customer service number that is listed on the back of your card if you need to update your mailing address.
If you have any direct deposit and/or reoccurring electronic payments processed with your existing prepaid debit card, please contact your employer or other payment vendor before your card is closed and provide the with new account information. Once your existing account is closed, University National Bank will not be able to process automatic transactions and they will be returned to the remitter.
We appreciate your business and continue to strive to offer the best products and services available. If you have questions or require further assistance please contact a customer service representative by calling the phone number listed on the back of your card.
Sincerely,
James A Conrad (sig)
Jim Conrad
President
University National Bank
--------------------
Unless ACE goes back to traditional mode of payment, the job I did in June was the last job I've done for them.
Kundry
After lunch, we checked the (snail) mail and there was a letter from the Pres of University Natl Bank, advising they're dropping PayQuicker as of the end of the month. No notice from ACE or PQ yet... strange.
Also strange the wording referring to "Prepaid Card". Me, I had no idea this was a prepaid card, nor did I get one, and therefore wouldn't have access to the info on the back he is referring to.
This is the text of the letter:
Dear Valued Customer,
We are writing to inform you that University National Bank will be discontinuing its prepaid card program with PayQuicker effective July 30, 2012 . Our records indicate that you are an active prepaid card holder with this program and as a result of your existing prepaid card will be closed and deactivated on July 3, 2012. In the near future, you may receive additional correspondence from PayQuicker about a replacement product.
If you have funds remaining on your existing prepaid card after July 30, 2012, University National Bank will distribute your funds by check or a prepaid card. The funds will be send to the address listed above. Pleas call the customer service number that is listed on the back of your card if you need to update your mailing address.
If you have any direct deposit and/or reoccurring electronic payments processed with your existing prepaid debit card, please contact your employer or other payment vendor before your card is closed and provide the with new account information. Once your existing account is closed, University National Bank will not be able to process automatic transactions and they will be returned to the remitter.
We appreciate your business and continue to strive to offer the best products and services available. If you have questions or require further assistance please contact a customer service representative by calling the phone number listed on the back of your card.
Sincerely,
James A Conrad (sig)
Jim Conrad
President
University National Bank
--------------------
Unless ACE goes back to traditional mode of payment, the job I did in June was the last job I've done for them.
Kundry
I received letter as posted above from University Bank. They are closing their prepaid card program, anyone with funds will receive a check. I used them once only, and will no longer continue using them. Ace needs to determine if this is really a viable way to pay shoppers, I'm not going to trust them any longer. They must have gotten a deal for changing, but, not good enough, above letter was scary.
Live consciously....
Hi Irene,
I got the same letter. I too was scared and have opted not to accept anymore assignments from ACE until fo fear that I will not receive my payment. I am glad I am not the only one.
I got the same letter. I too was scared and have opted not to accept anymore assignments from ACE until fo fear that I will not receive my payment. I am glad I am not the only one.
email tonite from PayQuicker with an addendum from University Natl... mind you, I don't have the email they are referring to.
PayQuicker Notification ✆ noreply@payquicker.com
8:56 PM (1 hour ago)
to pqnotice
Dear PayQuicker Accountholder and Member,
Recently we sent you an email informing you of PayQuicker’s processor change occurring in late July. You may have also have received a letter in the mail from University National Bank. Many of you have asked why the letter from
University National Bank said your prepaid cards and accounts would be closed and you would be receiving a check for your funds on deposit. We apologize for any confusion caused by the letter from University Bank. Your accounts will be transitioned to new accounts at University National Bank, PayQuicker’s issuing bank, no active accounts will be closed and no checks will be mailed. No action is required on your behalf.
PayQuicker’s program will be transitioning to a new processing partner, Fidelity Information Systems (FIS) in late July. FIS is a global leader in financial processing and this change will allow us, through University National Bank, to offer enhanced benefits to all of our Accountholders.
Below is a note from University National Bank clarifying their June 28, 2012 letter. Please do not hesitate to call PayQuicker at 1 (866) 400 2712 or 1 (585) 507-4604 if you have further questions.
July 3, 2012 - Note from University National Bank,
This note is for clarification of the June 28, 2012 letter you received from University National Bank pertaining to your
current PayQuicker account being “closed”. First of all, please be assured as the new processor transition occurs, your funds will be transferred automatically to an enhanced new PayQuicker account, issued by University National Bank. No action is required on your behalf. You will continue to enjoy all the benefits you currently experience with your
PayQuicker account and/or prepaid card.
University National Bank and PayQuicker have had a long standing relationship and we are very excited to launch a new program on an alternate processing platform which we believe will provide enhanced functionality and features in the future for the long term benefit of your account(s). We are working in tandem with the processing platform to ensure a smooth transition of your account and minimal impact to you through this conversion process.
I sincerely apologize on behalf of the bank for any concern the wording of our June 28, 2012 letter may have caused you and your organization.
We, along with the PayQuicker team, look forward to serving you today and in the future.
Please do not hesitate to call with any additional questions or concerns.
Best Regards,
Keri Landry
University National Bank
Client Relations Manager
651-259-2216
------------
Don't know what to think. I've checked the ACE records, and they seem to have paid PQ for my one lonely shop I did for them in June, with anticipated pay date of July 15. I'll see how that goes and then that'll be it for me probably. I don't need all this head ache collecting pay from one single company.
PayQuicker Notification ✆ noreply@payquicker.com
8:56 PM (1 hour ago)
to pqnotice
Dear PayQuicker Accountholder and Member,
Recently we sent you an email informing you of PayQuicker’s processor change occurring in late July. You may have also have received a letter in the mail from University National Bank. Many of you have asked why the letter from
University National Bank said your prepaid cards and accounts would be closed and you would be receiving a check for your funds on deposit. We apologize for any confusion caused by the letter from University Bank. Your accounts will be transitioned to new accounts at University National Bank, PayQuicker’s issuing bank, no active accounts will be closed and no checks will be mailed. No action is required on your behalf.
PayQuicker’s program will be transitioning to a new processing partner, Fidelity Information Systems (FIS) in late July. FIS is a global leader in financial processing and this change will allow us, through University National Bank, to offer enhanced benefits to all of our Accountholders.
Below is a note from University National Bank clarifying their June 28, 2012 letter. Please do not hesitate to call PayQuicker at 1 (866) 400 2712 or 1 (585) 507-4604 if you have further questions.
July 3, 2012 - Note from University National Bank,
This note is for clarification of the June 28, 2012 letter you received from University National Bank pertaining to your
current PayQuicker account being “closed”. First of all, please be assured as the new processor transition occurs, your funds will be transferred automatically to an enhanced new PayQuicker account, issued by University National Bank. No action is required on your behalf. You will continue to enjoy all the benefits you currently experience with your
PayQuicker account and/or prepaid card.
University National Bank and PayQuicker have had a long standing relationship and we are very excited to launch a new program on an alternate processing platform which we believe will provide enhanced functionality and features in the future for the long term benefit of your account(s). We are working in tandem with the processing platform to ensure a smooth transition of your account and minimal impact to you through this conversion process.
I sincerely apologize on behalf of the bank for any concern the wording of our June 28, 2012 letter may have caused you and your organization.
We, along with the PayQuicker team, look forward to serving you today and in the future.
Please do not hesitate to call with any additional questions or concerns.
Best Regards,
Keri Landry
University National Bank
Client Relations Manager
651-259-2216
------------
Don't know what to think. I've checked the ACE records, and they seem to have paid PQ for my one lonely shop I did for them in June, with anticipated pay date of July 15. I'll see how that goes and then that'll be it for me probably. I don't need all this head ache collecting pay from one single company.
There's an email sent out from PayQuicker on another thread. I deleted the email so I don't have it any longer but it's been posted. It states that that with the new cards, the money will automatically be on the debit cards. I hadn't realized that's the way it was because I always just transfer it to my bank account. Come Christmas I might not, though. Good to know. Makes more sense that it's just there to use and you can transfer it if you want. So it sounds like a good change on the debit cards that'll make using them smoother.
Angie
ACE editor
Angie
ACE editor
I don't have a debit card. Where is it? How do you get it? Do they charge you for it? I just transfer to my bank account like PayPal. Never had a problem.
*****************************************************************************
The more I learn about people...the more I like my dog..
Mark Twain
The more I learn about people...the more I like my dog..
Mark Twain
I just reeived another email from same and they said, they will no longer be sending out checks, but $$ will stay in account.....one hand doesn't know what the other is doing.....time to say goodbye....never had a problem with Paypal.
Live consciously....
@ Ms Judi... I believe it is on the PayQuicker Website. You just have to request the card, no fee, and it works just as well as the PayPal Debit card. Very easy to apply.
Frankly, I do not understand where all the skepticism is coming from. I do work for Ace or whomever uses PayQuicker and when I get a notice they have paid me, the money is in my account. Exactly just like PayPal.
Judi I hope I gave you the right information. I just recall requesting a card when I signed up and you can you it anywhere.
Frankly, I do not understand where all the skepticism is coming from. I do work for Ace or whomever uses PayQuicker and when I get a notice they have paid me, the money is in my account. Exactly just like PayPal.
Judi I hope I gave you the right information. I just recall requesting a card when I signed up and you can you it anywhere.
FIS is NOT THE Fidelity in Boston.
And of course FIS (FNIS is the same company)and its components are another reliable partner.
"On July 3, 2007, Certegy Check Services, part of FNIS, announced that a worker at one of its subsidiaries stole 2.3 million consumer records containing credit card, bank account and other personal information. This estimate was later increased to 8.5 million consumer records."
And of course FIS (FNIS is the same company)and its components are another reliable partner.
"On July 3, 2007, Certegy Check Services, part of FNIS, announced that a worker at one of its subsidiaries stole 2.3 million consumer records containing credit card, bank account and other personal information. This estimate was later increased to 8.5 million consumer records."
Comparing Payquicker (new Co.) to Paypal is a bit like comparing chopped liver to Filet Mignon.....ACE has a stake in it, so, of course there going to defend. I stated I did one job and got paid through Payquicker with no problem. These changes are disconcerning, and personally, I don't do enough to
want to go through their growing process with them. Direct deposit would be the way to go, nice and easy for the shopper. ACE, you are losing many good shoppers with this decision, I am one of them, sorry!
want to go through their growing process with them. Direct deposit would be the way to go, nice and easy for the shopper. ACE, you are losing many good shoppers with this decision, I am one of them, sorry!
Live consciously....
First, let me state that the days of writing checks is over - if a business isn't using electronic banking, in my mind, they simply are not working in the best interest of the shopper andor of their client.
I've always like ACE, however, this PayQuicker biz is scary. And then 2 days ago I got this:
Dear PayQuicker Accountholder and Member,
Recently we sent you an email informing you of PayQuicker’s processor change occurring in late July. You may have also have received a letter in the mail from University National Bank. Many of you have asked why the letter from
University National Bank said your prepaid cards and accounts would be closed and you would be receiving a check for your funds on deposit. We apologize for any confusion caused by the letter from University Bank. Your accounts will be transitioned to new accounts at University National Bank, PayQuicker’s issuing bank, no active accounts will be closed and no checks will be mailed. No action is required on your behalf.
PayQuicker’s program will be transitioning to a new processing partner, Fidelity Information Systems (FIS) in late July. FIS is a global leader in financial processing and this change will allow us, through University National Bank, to offer enhanced benefits to all of our Accountholders.
Below is a note from University National Bank clarifying their June 28, 2012 letter. Please do not hesitate to call PayQuicker at 1 (866) 400 2712 or 1 (585) 507-4604 if you have further questions.
July 3, 2012 - Note from University National Bank,
This note is for clarification of the June 28, 2012 letter you received from University National Bank pertaining to your current PayQuicker account being “closed”. First of all, please be assured as the new processor transition occurs, your funds will be transferred automatically to an enhanced new PayQuicker account, issued by University National Bank. No action is required on your behalf. You will continue to enjoy all the benefits you currently experience with your PayQuicker account and/or prepaid card.
University National Bank and PayQuicker have had a long standing relationship and we are very excited to launch a new program on an alternate processing platform which we believe will provide enhanced functionality and features in the future for the long term benefit of your account(s). We are working in tandem with the processing platform to ensure a smooth transition of your account and minimal impact to you through this conversion process.
I sincerely apologize on behalf of the bank for any concern the wording of our June 28, 2012 letter may have caused you and your organization.
We, along with the PayQuicker team, look forward to serving you today and in the future.
Please do not hesitate to call with any additional questions or concerns.
Best Regards,
Keri Landry
University National Bank
While it may be more financially better for ACE to use this system, it feels like the Wal-Mart of payment. Meaning, PayPal, although it may not be insured, I don't believe FDIC insurance is a factor in a $10 - $30 payment.
PayPal's been around a long time. I've checked around for complaints to discover none.
I believe 'Pay-Quicker' is a johnny-come-lately - if it ain't broke, stop messing with it. ACE may have asked a random selection of their database of shoppers THEIR preference. After all, if the shops are not completed, everyone loses.
Lainerz
10 Year Vet Shopper
Former Editor and Former Salesperson
I've always like ACE, however, this PayQuicker biz is scary. And then 2 days ago I got this:
Dear PayQuicker Accountholder and Member,
Recently we sent you an email informing you of PayQuicker’s processor change occurring in late July. You may have also have received a letter in the mail from University National Bank. Many of you have asked why the letter from
University National Bank said your prepaid cards and accounts would be closed and you would be receiving a check for your funds on deposit. We apologize for any confusion caused by the letter from University Bank. Your accounts will be transitioned to new accounts at University National Bank, PayQuicker’s issuing bank, no active accounts will be closed and no checks will be mailed. No action is required on your behalf.
PayQuicker’s program will be transitioning to a new processing partner, Fidelity Information Systems (FIS) in late July. FIS is a global leader in financial processing and this change will allow us, through University National Bank, to offer enhanced benefits to all of our Accountholders.
Below is a note from University National Bank clarifying their June 28, 2012 letter. Please do not hesitate to call PayQuicker at 1 (866) 400 2712 or 1 (585) 507-4604 if you have further questions.
July 3, 2012 - Note from University National Bank,
This note is for clarification of the June 28, 2012 letter you received from University National Bank pertaining to your current PayQuicker account being “closed”. First of all, please be assured as the new processor transition occurs, your funds will be transferred automatically to an enhanced new PayQuicker account, issued by University National Bank. No action is required on your behalf. You will continue to enjoy all the benefits you currently experience with your PayQuicker account and/or prepaid card.
University National Bank and PayQuicker have had a long standing relationship and we are very excited to launch a new program on an alternate processing platform which we believe will provide enhanced functionality and features in the future for the long term benefit of your account(s). We are working in tandem with the processing platform to ensure a smooth transition of your account and minimal impact to you through this conversion process.
I sincerely apologize on behalf of the bank for any concern the wording of our June 28, 2012 letter may have caused you and your organization.
We, along with the PayQuicker team, look forward to serving you today and in the future.
Please do not hesitate to call with any additional questions or concerns.
Best Regards,
Keri Landry
University National Bank
While it may be more financially better for ACE to use this system, it feels like the Wal-Mart of payment. Meaning, PayPal, although it may not be insured, I don't believe FDIC insurance is a factor in a $10 - $30 payment.
PayPal's been around a long time. I've checked around for complaints to discover none.
I believe 'Pay-Quicker' is a johnny-come-lately - if it ain't broke, stop messing with it. ACE may have asked a random selection of their database of shoppers THEIR preference. After all, if the shops are not completed, everyone loses.
Lainerz
10 Year Vet Shopper
Former Editor and Former Salesperson
Lainerz
10 Year Veteran Shopper
10 Year Veteran Shopper
Sorry, only registered users may post in this forum.