Mert: If you are referring to my post about Insurance co and policy # then a correction is needed. I do not know if payquicker or the bank requires that or not. I wrote that there are few MSCs who require that.

NO ID or insurance info.

As I said, I have no first hand knowledge of registration requirements. I did misunderstand your post, anakin. Thanks for the clarification.

Update--I got my money on Friday after requesting it either Tuesday late or sometime Wednesday (I don't recall which, but definitely after close of business on Tuesday).

I also am positive I never entered any insurance policy information at all when I activated my account.

I am a hobby shopper most of the time (the shops I can bring a 12 year old with moderate to severe autism on are extremely limited), so I will take ACE jobs if I can fit them into my schedule, as I always have. This change won't impact the minimal amount of work I do for ACE.

Flash Wrote:
-------------------------------------------------------
> While I appreciate that the folks from ACE have
> been here, as has the guy from PayQuicker to state
> their case, I do find myself rather put out by the
> comments about shoppers being reluctant to change,
> etc. Are we supposed to be mindless sheep who
> walk through any gate that is open? Please give
> us more respect than that.
>
> I Googled PayQuicker shortly after this
> conversation started and found two web references
> to it aside from it being picked up from this
> forum. One was a comment by a ‘newbie’ on a forum
> unrelated to mystery shopping who seemed to have
> borrowed from Steve’s playbook and was called on
> it by members of that forum. The other was from
> someone who posted about it in May 2011 I think it
> was as an alternative to Paypal. I.e., there is
> not just a whole lot of enthusiastic gushing out
> there about it.
>
> I do rely on the experiences of others and on the
> old mantra of “if it ain’t broke, don’t fix it”.
> PayQuicker may have all sorts of advantages for
> ACE to do whatever it is that they feel they need
> to do, but I fail to see how it is of benefit to
> me except to allow me to continue working with
> ACE. Opening a bank account (which is what this
> is evidently having you do) with University
> National Bank in Minnesota is not a thrilling
> prospect, even if they are FDIC insured, when you
> look them up.
> [banktracker.investigativereportingworkshop].
> org/banks/minnesota/st-paul/university-national-ba
> nk/ I also chuckled at this piece of folly
> [www.prnewswire.com]
> -national-bank-terminates-sales-of-kardashian-prep
> aid-card-111008689.html
>
> If I understand Steve’s post correctly through all
> the hand waving, PayQuicker is not a product of
> the bank but rather operates through a bank that
> appears to me to have less than the ‘Prudent Man’
> caution expected of banks. So thanks, but no
> thanks ACE. I won’t terminate at this time
> because I suspect this project is not viable. So
> I'll see ya later.

A lot of emotional arguments are being put forth by the company to sell this change. CHANGE in itself is not necessarily good or bad, it is just DIFFERENT. To argue that shoppers should be willing to embrace a change simply to prove they aren't afraid of change is ridiculous. Any time you make a change, it pays to give definite thought to what the change is and what it will do for you (or TO you). Julie comments that she thought about and planned this change for several months. In April 2011, Payquicker posted their schedule of fees on a forum - [forums.azbilliards.com] Some concerns I have reading those fees are - if one works infrequently for ACE and ACE transactions are the only account activity with Payquicker, is there a $4.95 inactivity fee? If a shopper signs up merely to get outstanding ACE payments (shops performed before the big announcement), then closes the account - is there a $5 account closure fee? There is a fee to get a Card and a fee to CLOSE the card.

I will request that my outstanding shops be paid by ACE by check and I'll stand back and wait to see if I hear good reviews. I understand that this change offers significant benefits to ACE and Julie states that she thought about it and planned its implementation for months. That's smart. I think about change to determine the benefits to me before moving forward with it, and, as Julie did before committing ACE to this change, I plan to give it serious thought and planning. I'm certainly not willing to make an instant change.

sman99 Wrote:
-------------------------------------------------------
> Good morning everyone!
>
> I read a comment or two about some minor hiccups
> when a couple folks were creating their PayQuicker
> accounts. I want to reiterate my (our)
> availability to provide support for items such as
> these. If you contact us, we are able and wiling
> to get you through those. I know most of you have
> gotten used to not having accessible support from
> other online payment providers you may be using,
> but we've got live chat (right on the website),
> email (support@payquicker.com), and phone support
> (866-400-2712) available. We're trying very hard
> to be "shopper-centric". Give us that
> opportunity!
>
> So I encourage you to contact us!
>
> Thanks,
>
> Steve
> Stephen Manetta
> PayQuicker
> 866-400-2712 Option 2 for Support
> support@payquicker.com
> smanetta@payquicker.com


I have found this to be very very true. Perhaps IO am not cynical enough, but so far their customer service is excellent, and I received my pay faster via P.Q. it also transfered to my bank account faster than does Pay Pal.
I know it is hard these days to give our information out with all the scary things that can and do happen. However, I look at it this way...and being part of the "global" banking community does not make me feel better. Even so, "they" whoever they are (remember 1984 and big brother? if you are too young you should get it and read it!), already have my information from a variety of other places, from Social Security to the IRS to my Doctor.

When cars first started to be on the streets, people foresaw all sorts of disaters. People getting killed, the cars went to fast, etc. etc. and they were right! People get killed by cars horrible things happen becasue of cars. But are we going to give up our cars? HA!

It is hard for some people to accept and embrace new things, but let me live in this dangerous world we are now in, rather than give me a simpler life with no electricity, without fast transportation, and conveniences no one in history has had before us. The "bad guys" are always going to find a way to take advantage of the "good guys."
Just my viewpoint.

Somehow, I think ACE is going to be hurting for experienced shoppers.

I got this in my PayQuicker cancellation notice:

"Refused PQ and demanded paper check".

The word "demand" is loaded. I requested a check per the terms of my IC agreement with ACE in place when the jobs were done.

I addressed it with ACE directly, along with the poorly worded e-mail I received a week ago when I requested said check. Got yet another justification back-and not from the person I sent it to.

Guess what? I still don't have a check.

As someone else pointed out earlier, ACE employees are way too emotional about how this is better for them. It was never about the shopper.

Flash is also right that when you research PQ, you find nothing except their own SPAM. I'd have had more respect for ACE even if they'd tested Serve, which AmEx now owns and is the old RME. Still wouldn't have done it, but at least the info is out there.

3offthecharts Wrote:
-------------------------------------------------------
> As someone else pointed out earlier, ACE employees
> are way too emotional about how this is better for
> them. It was never about the shopper.

I'm sorry you feel that way but I would disagree. Jamie offered one perspective and reiterated why she felt that way when her reasoning was debated. I simply restated my singular experience so far and explained why the owners of ACE chose to do what they did. Whether we like the change or not, ACE has valid reasons. It's up to each individual to decide whether the changes are extreme enough, unreasonable enough, unrealistic enough not to work with ACE again. For me, they aren't. Period.

Like everyone else, I was worried and doubtful about the new system. I've conversed with Steve via email about questions I've had and we've had an open dialog back and forth. I know I don't like change when something's working for me. I preferred ACH's direct deposit but it is what it is and it hasn't been detrimental to date.

The only "emotion" showed was in response to an unnecessarily condescending comment made towards Julie where I stated an apology was due to her. More "emotion" has been seen in some of these posts exaggerating about ACE requiring insurance policy numbers, comparing IC work to mortgage loans, or insisting we'll all be paid in pesos next. Seriously? Stating the obvious...that this industry is a business, should be treated as such, and issues can be discussed respectfully...is not "emotional". This IS a business. Period. We should all act like professionals. What we say and do as shoppers, schedulers, editors, and company owners affects whether or not we will work with one another, by our choice--or theirs. That's fact, not emotion.

Whatis a payquicker cancellation notice? What did they cancel?

cynb Wrote:
-------------------------------------------------------
> Whatis a payquicker cancellation notice? What did
> they cancel?


If you prefer to be paid by check for the shops you've already completed, then you decline the PayQuicker payment notification and let accounting@acemysteryshopping.com know that you want to be paid by check. For shops already completed, they are honoring payment via check. For future shops you choose to complete with ACE, PayQuicker will be required to receive payment.

AlwaysAngie Wrote:
-------------------------------------------------------
> cynb Wrote:
> --------------------------------------------------
> -----
> > Whatis a payquicker cancellation notice? What
> did
> > they cancel?
>
>
> If you prefer to be paid by check for the shops
> you've already completed, then you decline the
> PayQuicker payment notification and let
> accounting@acemysteryshopping.com know that you
> want to be paid by check. For shops already
> completed, they are honoring payment via check.
> For future shops you choose to complete with ACE,
> PayQuicker will be required to receive payment
yes that was my understanding. I recieved my PQ payment. I was responding to off thecharts who was indicating that he had not recieved a check.
I so Totally agree with what you said so well and hopefully this will be the end of this discussion about a perfectly legitimate business practice.
Thanks, cyn b

3offthecharts ~ From the email you sent me yesterday, it looks as if it was early evening on the 20th when you emailed our accounting requesting a check. Therefore, the check could not have possibly been put into the mail until *at least* the 21st. Please remember that this is going to be coming from the USPS and they tend to move at snail's pace at time (LOL I still haven't gotten my People magazine in the mail that should have been in my mailbox Friday).

I was also a little put off by the "demanded a check" bit. But, in all honesty, I DID demand one so it is just the truth. I got the payment cancelled email on the 19th and I got the check on the 21st.

How do you decline the PayQuicker payment? I only see an option to 'accept payment now'. Or, do I just send the email to accounting requesting a check?

tak279 Wrote:
-------------------------------------------------------
> How do you decline the PayQuicker payment? I only
> see an option to 'accept payment now'. Or, do I
> just send the email to accounting requesting a
> check?


Reply to the payment you received from Accounting@acemysteryshopping.com.

Does anyone know of an impartial review, article, etc., about payquicker?

I just received a payment notice for an ACE shop from payquicker and promptly googled it without getting anything like the above.

I'm not going to give my personal information to a new company that just pops out of nowhere for me and can't be verified as a legitimate company.

If that means I'm losing this shop fee and not working for ACE, well, so be it.

"If that means I'm losing this shop fee and not working for ACE, well, so be it."

You don't have to. Send an e-mail to accounting@acemysteryshopping.com stating that you wish to opt out of payquicker and request that they send payment by paper check.

This is only one time deal. In future they will only use payquicker and the bank that used Kardashian sisters.

Edited 1 time(s). Last edit at 10/17/2011 10:59PM by anakin.

anakin Wrote:
-------------------------------------------------------
> "If that means I'm losing this shop fee and not
> working for ACE, well, so be it."
>
> You don't have to. Send an e-mail to
> accounting@acemysteryshopping.com stating that you
> wish to opt out of payquicker and request that
> they send payment by paper check.
>
> This is only one time deal. In future they will
> only use payquicker and the bank that used
> Kardashian sisters.


Thank you Sir. I was unable to find contact information for ACE on the website.

I'm lost....I just self-assigned and do not know anything about payquick. I was never asked to change or sign for a check....I wish they'd send out a reminder, I almost forgot about the job and now, do I have to worry about getting paid. I haven't worked for them in awhile, so, I am behind on this issue.

^ Cancel it. But then of course you are automatically 'deactivated'.

anakin Wrote:
-------------------------------------------------------
> ^ Cancel it. But then of course you are
> automatically 'deactivated'.


Perhaps not if they find too many of their shoppers objecting to payquicker.
Personally, I haven't found anything that would justify the use of it. But then, I just started looking.



Edited 1 time(s). Last edit at 10/18/2011 12:19AM by vlade5394.

anakin Wrote:
-------------------------------------------------------
> ^ Cancel it. But then of course you are
> automatically 'deactivated'.

Warning to shoppers: Do not put faith into anything Anakin says as most of what he's stated here is snarky exaggerations (insurance company and number, Kardasian bank, deactivate shoppers) or outright lies meant to excite and worry shoppers instead of addressing concerns in a professional manner.

ACE does NOT automatcially deactivate people for a cancelled shop. If there's a repeated pattern, that could be an issue, but I've seen many shopper profiles where they have cancelled or rescheduled multiple shops and are still active shoppers in good standing with ACE.

While I am "biased" in the fact that I edit for ACE, so far I've received two payments from ACE through PayQuicker without issue. Both were deposited into my account within 24 hours of requesting it. I will be glad to send screen shots to anyone who has concerns about the legitimacy of the program. Just PM me.

Edited 3 time(s). Last edit at 10/18/2011 01:13AM by AlwaysAngie.

Alwaysangie: Your loyalty is admirable. No matter what you say ACE tried to sneak this payquicker garbage on to the shoppers. If they were honest, all they had to do was put a message in the shopper portal even before a single shopper was paid. Instead, about this time last month most of the shoppers for the first time in their lives heard of payquicker.

I guess I will no longer shop ACE. I have a payment waiting, but will not sign up for PayQuicker. I simply do not need it. They also ask for all the information that I never give out. I really do not know them from I hope that they either send me a check, as requested, or simply pay me thru Pay Pal. I have enough systems in place for paying and accepting money without adding another. Does anyone else have money sitting in limbo with this PayQuicker?

Anyone have impartial reviews of payquicker?

How about from a source like these,

wallstreetjournal.com, yahoo.com, pcworld.com, abcnews.com, nytimes.com.


It's strange, but I haven't been able to find a review or article from a source like this. Make me wonder about the legitimacy of this new company.

I have been reading through the posts about PayQuicker. This one caught my attention. I never received the e-mail noted about the change to PayQuicker. I have searched my emails and did not find this message. I have signed up with the service and will give it a try. I just don't understand why ACE did not choose to use PayPal when so many other companies are using PayPal. I am concerned about the fees that PQ lists but hopefully I will not incur any UNLESS of course I cancel the service which I find to be ludicrous!

AlwaysAngie Wrote:
-------------------------------------------------------
> I'd also like to say I've known these ladies for
> years, though I've just recently been editing for
> them. I've never known them to give attitude over
> anything, even when I felt they would have been
> more than justified in doing so. *I'm* the one
> with the big mouth here. (Open mouth, insert
> foot...frequently.) The problem with printed words
> is the tone and inflections aren't translated so
> it's hard to tell how something was said. It can
> read fine to one but offensive to another. I have
> NO doubt that no offense was ever intended,
> especially when they've reassured us that through
> any kinks, they will work with us.
>
>
> AustinMom, here's a copy of the email sent out to
> everyone. I don't know if yours ended up in the
> spam folder or if it bounced back. Sometimes I
> have issues sending out emails about shopper
> grading even though I know they're getting emails
> from schedulers. Quirks in the email systems, I
> guess.
>
> Introducing ACE’s New Payment Program
> 9/14/2011
> Dear Shoppers:
> Associate Consumer Evaluations, LLC dba ACE
> Mystery Shopping is introducing our exciting, new
> payment platform; PayQuicker. As you may know, we
> started using direct deposit earlier this year and
> found that to be less reliable with many shoppers’
> banks not accepting the service. As our company
> grows we are always looking for better ways to
> transfer funds to our shoppers in the quickest and
> easiest method possible. Choosing PayQuicker, the
> smarter way to pay, your payments will now be sent
> easily to you by a secure online portal.
> We are working as quickly as possible to be able
> to pay everyone but there will be a delay until we
> are all set up with PayQuicker. We are sorry for
> any inconvenience this may cause and please know
> we are working on this as quickly as possible.
> Here are the advantages of this new payment
> program:
> You will now have easier access to your earnings!
> No more waiting for checks to be mailed or bank
> deposits pending the next business day. Using the
> PayQuicker website you can now:
> • Deposit your earnings directly into your bank –
> free of charge
> • Request a Visa Debit Card and spend your earning
> wherever Visa is accepted or withdraw money at
> most ATM’s – (see “Fees” at www.payquicker.com).
> • Send free, instant online payments to others
> just by knowing their email address
> • Request a traditional paper check
> To start, you will be receiving a payment from ACE
> Mystery Shopping. When paid, you will receive an
> email notification from PayQuicker, explaining how
> to access your payment. Open the email, see your
> payment amount and click the “Accept Payment Now”
> link. The link takes you directly to
> www.payquicker.com where first time users enroll,
> in less than three minutes, and receive and FDIC
> insured bank account.
> Go to www.payquicker.com anytime to access your
> account and transfer the money to your own bank
> account, request a Visa Prepaid Debit card, send
> yourself a paper check or send instant payments to
> friends, family or others. All you need is a
> person’s email address to send them money
> instantly, anywhere, anytime, best of all, it’s
> free!
> ACE Mystery Shopping is now making it faster and
> easier for you to receive your earnings. You
> receive your payments without waiting for direct
> deposit approvals, waiting for checks in the mail
> or delays to cash checks, putting real money in
> your pocket faster!
> General Info
> PayQuicker’s issuing bank provides an FDIC insured
> bank account with;
> • No setup fees
> • No credit history required
> • No minimum balance required
> • No minimum transactions required
> • PayQuicker would be happy to answer any
> questions you may have about their system, setting
> up your account and/or getting your payments. You
> can reach them at 866-400-2712 Option 2 for
> Support, or at support@payquicker.com or via live
> chat directly from their website. No monthly
> maintenance fee
> Account Enrollment/Sign Up
> Enrollment for a PayQuicker account is quick and
> easy; 3 steps, 3 minutes. For your security and
> protection, PayQuicker’s issuing bank follows all
> state and federal guidelines and requires the
> following information to open an account for you:
> •
> Remember, you’ll be provided an FDIC insured bank
> account. All information is gathered and
> maintained by PayQuicker’s issuing bank and kept
> within their bank level encrypted servers
>
> • Full Name
> • Home Address
> • Date of Birth
> • Government Issued ID
> Get Your Money
> You’ll receive our payments instantly into your
> account. You then have a number of options for
> withdrawing or using those funds. Your options
> include:
> 1. Transferring funds to your bank account – it is
> free and fast. Funds are usually in your bank
> within two days. You never have to wait for a
> check to clear!
> 2. Request a PayQuicker Prepaid Visa Debit Card.
> Make purchases wherever Visa is accepted and
> access cash ast most ATM’s. (Fees apply - see
> “Fees” at www.payquicker.com).
> 3. Let the payments accumulate in your FDIC
> insured account.
> 4. Send a paper check to yourself or others.
> PayQuicker fulfills the entire paper check process
> including stamping and mailing. (Fees apply - see
> “Fees” at www.payquicker.com).
> 5. Send free Instant Transfers to others around
> the globe. All you need is their email address.
> PayQuicker would be happy to answer any questions
> you may have about their system, setting up your
> account and/or getting your payments. You can
> reach them at 866-400-2712 Option 2 for Support,
> or at support@payquicker.com or via live chat
> directly from their website.
> Sincerely,
> ACE Mystery Shopping
> Accounting Department

It is not only that, the payment notice does not explicitly state the option that if you do not wish to receive payment through pay quicker for this one time we will send payment via check.

The message comes as a picture of check and the only option you have is to accept the payment.

If I was not reading this forum, I would not know what to do.

Edited 1 time(s). Last edit at 10/18/2011 01:55AM by anakin.

I have just gotten my notation of money sent me by ACE through PayQuicker in payment for shops performed in September before the PayQuicker payment announcement was made. Per Julie's instructions, I have forwarded it to accounting@acemysteryshopping.com to request that I be mailed a check. When I hear feedback for several months from shoppers I know and respect who have received several payments through PayQuicker, I might think about an account. For right now, having researched PayQuicker, I am unimpressed.

My argument about it remains the same. Prior to mystery shopping I wasn't even familiar with PayPal since I don't use E-bay, etc. After being hesitant to sign up I discovered that many good, legitimate companies used it and it would be quicker than waiting around for checks. My decision to stay away from PayQuicker is just based on it's relatively short track record and the fact only one company is utilizing the service. In other words, it's not worth my time at this point. I also did not find many independent statements regarding the service. My research found either statements from the company itself or from blogs with posters asking many of the same questions we have. If and when some of my other companies start using it I will revisit the possibility.

AlwaysAngie Wrote:
-------------------------------------------------------
> anakin Wrote:
> --------------------------------------------------
> -----
> > ^ Cancel it. But then of course you are
> > automatically 'deactivated'.
>
> Warning to shoppers: Do not put faith into
> anything Anakin says as most of what he's stated
> here is snarky exaggerations (insurance company
> and number, Kardasian bank, deactivate shoppers)
> or outright lies meant to excite and worry
> shoppers instead of addressing concerns in a
> professional manner.
>
> ACE does NOT automatcially deactivate people for a
> cancelled shop. If there's a repeated pattern,
> that could be an issue, but I've seen many shopper
> profiles where they have cancelled or rescheduled
> multiple shops and are still active shoppers in
> good standing with ACE.

Totally agree. I work for ACe and was paid on time from payquicker. New company. Why all the paranoia? Do what you want, but if shoppers cannot be professional and accecpt new ideas then I just do not get it. If we are that fussed about anything new then opt out. When I say that I work for ACE I mean I am a long term shopper.
> e
> While I am "biased" in the fact that I edit for
> ACE, so far I've received two payments from ACE
> through PayQuicker without issue. Both were
> deposited into my account within 24 hours of
> requesting it. I will be glad to send screen shots
> to anyone who has concerns about the legitimacy of
> the program. Just PM me.