Is there no limit to Intellishop's cheapness? New $15 payday loans

@SunnyDays2 wrote:

Well, they have $2 phone shops and $3 coffee shops, so $15 is getter better smiling smiley

How many of those would you have to do to get yourself a nice cheeeeeerry woooood table? winking smiley

There are two types of people in this world: Those who can extrapolate from incomplete data.

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@LJ wrote:

@SunnyDays2 wrote:

Well, they have $2 phone shops and $3 coffee shops, so $15 is getter better smiling smiley

How many of those would you have to do to get yourself a nice cheeeeeerry woooood table? winking smiley

LOL! tongue sticking out smiley
Holy Moses!!!
@jackaroe wrote:

SoCal mama...

BTW I can GUARANTEE YOU I make way more and get better fees than you do!!!!
Jackaroe and SoCalMama - Just to be absolutely clear, I guarantee I make less money than either one of you. And, I could probably prove it, in case you're interested, which you're not, so there, take that.

Mary Davis Nowell. Based close to Fort Worth. Shopping Interstate 20 east and west, Interstate 35 north and south.
I'll miss doing these shops for the previous MSC. Because it requires two visits to a seedy neighborhood, use of a special phone number, disclosure of financial info and handling hundreds in cash, I'd never take one for $15. I've done them for $60-$125 and never thought I was overcompensated.

No fee, no shop.
@jackaroe wrote:

SoCal mama...

Where did I say I was interested in the shop??????????

And for that matter, even if I were interested, where do you get off telling someone else what they should accept for a shop fee??????

The OP stated the MSC was desperate and the OP was being forced to do a shop they did not want to do..

Shoppers are IC, If an shopper does not like a shop fee or shop requirements they are free to move along and look at other work.

The MSC will then have re evaluate what fee they offer.

Calling an MSC "DESPERATE" to fill a shop on the first day offered is ridiculous.

BTW I can GUARANTEE YOU I make way more and get better fees than you do!!!!

Ummm...the last sentence kinda/sorta shouts: braggadocio/narcissism? The "guarantee" makes me chuckle/smirk/chortle/guffaw/laugh, etc., etc., etc. It's kinda/sorta like the guy who brags he's got the biggest "one" but that usually means that his isn't (girls will get this).
@MDavisnowell wrote:

Jackaroe and SoCalMama - Just to be absolutely clear, I guarantee I make less money than either one of you. And, I could probably prove it, in case you're interested, which you're not, so there, take that.

Totally came out of left field there. I was amused.
I won't lie and say I make over $100,000 a year. That's far too much work. I do a lot of free travel not a lot of work.
All I can say is, you are an independant contractor. If you feel its not enough pay, don't take the shop or make a counter offer. The companies use a bidding process where you start low. If no one takes it they will put a bonus on. But if someone WILL take $15 for the shop, why would they start it at $50? When you get work done on your car, do you offer $1000 when you walk in the door or start at $25?
@tnlarry wrote:

All I can say is, you are an independant contractor. If you feel its not enough pay, don't take the shop or make a counter offer. The companies use a bidding process where you start low. If no one takes it they will put a bonus on. But if someone WILL take $15 for the shop, why would they start it at $50? When you get work done on your car, do you offer $1000 when you walk in the door or start at $25?

Well, the better shoppers won't touch a shop like that for $15. So, to answer your question, as to why they would start at $50 - it's so that they can get the client a quality report and keep the account. Personally, I am not even reading instruictions for a job that I may do 1-2 times at most if it pays $15.

I have parking lot damage on my luxury automobile. I got a quote for $800. I also had a guy say he could do it for $100. The shop for $800 will be reparing the damage.
@SoCalMama wrote:

@tnlarry wrote:

All I can say is, you are an independant contractor. If you feel its not enough pay, don't take the shop or make a counter offer. The companies use a bidding process where you start low. If no one takes it they will put a bonus on. But if someone WILL take $15 for the shop, why would they start it at $50? When you get work done on your car, do you offer $1000 when you walk in the door or start at $25?

Well, the better shoppers won't touch a shop like that for $15. So, to answer your question, as to why they would start at $50 - it's so that they can get the client a quality report and keep the account. Personally, I am not even reading instruictions for a job that I may do 1-2 times at most if it pays $15.

I have parking lot damage on my luxury automobile. I got a quote for $800. I also had a guy say he could do it for $100. The shop for $800 will be reparing the damage.

yep,..the adage = "you get what you pay for" definitely holds true for many, many of the assignments that are listed on the job boards. And as a result they get the shoppers who are willing to snatch at the low-hanging fruit.
So, they are gone from my area, at least on the job board. I am wondering, did someone take them for $15?
Has anyone gotten any info from the MSC about what is required for one of their multi payday shops? At $10 for each location, just what are their expectations? I hate when MSCs do not provide enough info. I always think the reason they do that is so that they can hook someone into making commitment to do them. I refuse to bite.
The $10 ones, are to pay a bill, get a money order, atm withdrawal, or other task. You don't find out which until you assign. If those are the shops you are referring to.
I think they are under bidding these contracts thinking we'll take these shops. I won't do the loan shops, they scare me. I'll pay a bill or cash a non personal check, but not for $15 for even that. And those $2 coffee and phone shops? Really? I did do a coffee shop when it finally went up to $9... But less than that, no thank you.
The same MSC is offering $60 for a pay day loan of $200. I assume they will have to run a credit check and I'm not worried about the results, for I have an excellent credit rating. What I am worried about is will the check affect my credit score? The shop is to borrow 200.00 and pay the loan back on the due date. I'm a little hesitant to do this shop. What say you?
I have done these for another MSC and they never affected my credit. If it is the same one, they do NOT run your credit. On one of them, they did call to verify the number for my job as well as my references.
@spaztck wrote:

I have done these for another MSC and they never affected my credit. If it is the same one, they do NOT run your credit. On one of them, they did call to verify the number for my job as well as my references.

I have no job other than mystery shopping, although I do receive SS. I didn't know they asked for references! Only one of my friends know I do mystery shopping so that may be a problem. I would not want any of my other friends to know I was applying for a loan!
It may have changed, as it has been a while. I did several of them and only one called my references. I was lucky to put down people I knew well, but it sounded like they just wanted to make sure the number was valid. On the one where she got an answering machine, she checked it off and did not leave a message.

On all the others, they did not make any phone calls, just verified my information. I think it depends on the person and/or location.
@yawarakai wrote:

Last new car shop I did was $45, now they are offering them for $19.

Seems to me, this is just the cycle of the business. I first came back to the shopping world in October, and the money was really good without having to ask. Now in the new year, yes the offers are much lower. But it's up to us if we want to wait for it to go back up, or ask for more, or don't do it at all. I don't think we should be crabbing about it so much. I still have my minimum pay limit set, and with the exception of restaurants and services that I like to do, I'm sticking to it.
Are their hot food plates and coffee shops still offer? I know it's Jan 8 but I have not seen posted them yet? It seems like they were posted around the first
@parkcitybrian wrote:

Ummm...the last sentence kinda/sorta shouts: braggadocio/narcissism? The "guarantee" makes me chuckle/smirk/chortle/guffaw/laugh, etc., etc., etc. It's kinda/sorta like the guy who brags he's got the biggest "one" but that usually means that his isn't (girls will get this).

And girls will also get this one...that's the kind of guy that usually drives a Corvette...
Yes, you can only do one loan at a time and in case it hasn't already been clarified, it does not affect your credit score at all. I have been doing these for years, I used to do them with a previous MS, the shops are super easy and I take them anywhere from $20 to $45 and up because the reports are so easy. I also enjoyed the bundle shops where I could go into three to five shops a day in my neighborhood and simply get a money order or pay a bill, $50 for stuff I might need to do anyway. I guess this means I live in "sketchy" neighborhoods, oh well. smiling smiley I don't mind getting an extra $200 to carry me through the month with all fees reimbursed plus payment. The only problem is, the other MSC let you take the shops more often and Intellishop is more strict about how many you can do. For instance, having to pay off on the due date and not any sooner.
I have a question for those of you who have experience in doing these shops.

I took one last month and they give you three scenarios from which to choose. I chose the scenario where you don't have to bring a pay stub as long as you bring printed bank statements with a direct deposit line, since my current employer pays me via direct deposit. It says specifically in the guidelines, bank statement from current employer noting direct deposit and a letter from employer and an internet printed transaction history. So I brought all that.

In my city, we led the fight a few years ago that cracked down hard on payday lenders. So when I went in to do this shop, I told the girl that I had my bank statements showing my direct deposit. She made two different phone calls, and then told me that, since my city has passed new regulations regarding payday loans, that I must have a pay stub and that they would not accept a printout of my bank statements showing my direct deposit line, and she suggested that I go to another store outside of my city limits to get the loan. So I reported that in my shop report.

Yesterday I accepted another one of these shops for today, and as I was noodling around on my shopper log, I noticed that the shop I did last month was invalidated because I did not have a pay stub, even though I selected the scenario where I didn't have to have one (because I have direct deposit, and proof of direct deposit, as per their very own shop guidelines.) There is nothing in the guidelines about local laws prohibiting me from selecting that scenario, and that was the first of these payday shops that I have ever done.

I emailed the scheduler to ask about it and I am still waiting for a response. I don't want to do the shop that I have scheduled today if it's going to be rejected outright. I feel like I've been slighted by Intellishop in this very peculiar situation, since I did the shop in good faith, I adhered to the shop guidelines, and I probably also gleaned some new information for Intellishop to consider in their instructions. I had no way to know that the local laws changed in such a way that would have precluded me from using the valid documents that I have, and I don't think Intellishop would have had any way of knowing either until someone came along and actually did the shop per their very own guidelines. (And, honestly, a part of me thought that the girl really didn't know what she was talking about, since she had to make two phone calls, so when I scheduled another shop for today, it didn't occur to me to try to do a shop outside of my city limits- it's not my fault if the people I'm supposed to be evaluating don't know what they're talking about, I just report what happened.)

So... what should I do?
Did you save the guidelines showing the choice of scenarios? If they are not responding to email, I would call them. 877-894-6349

Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
@jake103 wrote:

Yes, you can only do one loan at a time and in case it hasn't already been clarified, it does not affect your credit score at all.

Please be cautioned that, while they do not do credit inquiries for these loans, the history does show up on some specialty financial reports. Lenders may access this data when considering you for future loans. I won't do these anymore because of this.
@LisaSTL wrote:

Did you save the guidelines showing the choice of scenarios? If they are not responding to email, I would call them. 877-894-6349

Yes. And thanks. I read this as not having to have all of the above, but one of these (since the government issued ID is also a list of many things, but you only need one of these things.). It's why I selected this scenario. The other scenarios don't list all of these, just the paystub.

Proof of Income (hard copy, printed/paper copy)

Paystub (NOT from a mystery shopping company!)

Unemployment statements

Benefits statements

Two years of Income tax returns (Self
-
employed)

Bank statement noting current Direct Deposit

Letter from employer

Internet printout of transaction history showing the date, account holder's name, last 4 digits of the
account number and a Direct Deposit line
You lost me. Did the guidelines provide that as a list of required documents or did the description say you needed a specific number of documents and could choose from the list? For instance, you need a government issued ID along with any three of the documents listed below.

Equal rights for others does not mean fewer rights for you. It's not pie.
"I prefer someone who burns the flag and then wraps themselves up in the Constitution over someone who burns the Constitution and then wraps themselves up in the flag." -Molly Ivins
Never try to teach a pig to sing. It's a waste of your time and it really annoys the pig.
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